Bill transaction platform and method

Abstract

The invention discloses a bill transaction platform and method. The bill transaction platform comprises a management module, an order release module, an order synchronization module, an order displaymodule and an order transaction module. The management module is used for presetting service fee rules and order synchronization parameters in the bill transaction; the order publishing module is usedfor publishing a bill order and publishing the bill order to the deep bill network; the order synchronization module is used for synchronizing the bill orders from the deep bill network according tothe order synchronization parameters; the order display module is used for displaying the synchronized bill order; the order transaction module is used for acquiring order receiving information and initiating a transaction process to realize transaction; the system has the advantages that scattered bill requirements of small and medium-sized enterprises are integrated through the platform. Meanwhile, bill information is public and transparent, information asymmetry caused by an existing intermediary agency is overcome, two parties can directly conduct transaction through the platform, financing efficiency is improved, and meanwhile financing difficulty and cost are reduced.

Description

technical field [0001] The invention relates to the technical field of financial transactions, in particular to a bill transaction platform and method. Background technique [0002] Bill discounting is a national franchise business. Affected by the overall stricter national financial supervision environment, the release of the "Meeting Minutes" clarifies that intermediary agencies that "professional discounts" are not compliant, and it is easy to pay through intermediary agencies. There are cases of counterfeit tickets and being cheated. [0003] At the same time, in actual operation, due to the small scale of SMEs, there are problems such as asymmetric bill information, scattered demand for bills, and difficulty in discounting bills, which in turn brings financing difficulties and low financing efficiency for SMEs. Contents of the invention [0004] The purpose of the present invention is to provide a bill trading platform and method to reduce financing difficulties and ...

AI Technical Summary

Problems solved by technology

[0002] Bill discounting is a national franchise business. Affected by the overall stricter national financial supervision environment, the release of the "Meeting Minutes" clarifies that intermediary agencies that "professional discounts" are not compliant, and it is easy to pay through intermediary agencies. Counterfeit tickets, cheating, etc.

[0003] At the same time, in actual operation, due to the small scale of small and medium-sized enterprises, there are problems such as asymmetric bill information, scattered demand for bills, and difficulty in discounting bills, which in turn brings financing difficulties and low financing efficiency for small and medium-sized enterprises.

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