Sub-account management method and device

A management method and accounting technology, applied in data processing applications, finance, instruments, etc., can solve the problem that the accounting strategy is not universal

Pending Publication Date: 2020-10-27
CHINA CONSTRUCTION BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0007] In view of this, the embodiment of the present invention provides an account distribution management method and device, which can at least solve the problem that the existing account distribution strategy does not have universal applicability

Method used

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  • Sub-account management method and device
  • Sub-account management method and device
  • Sub-account management method and device

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Embodiment Construction

[0065] Exemplary embodiments of the present invention are described below in conjunction with the accompanying drawings, which include various details of the embodiments of the present invention to facilitate understanding, and they should be regarded as exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.

[0066] see figure 1 , which shows a main flow chart of a method for account distribution management provided by an embodiment of the present invention, including the following steps:

[0067] S101: Receive an account sharing request for a contracted market in the platform, and obtain the order record of the market in the previous time period from the payment order compone...

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Abstract

The invention discloses a sub-account management method and device, and relates to the field of secondary clearing. A specific embodiment of the method comprises the steps of receiving an account division request for a signed market in a platform, and obtaining an order record of the market in a previous time period from a payment order component according to a serial number of the market; determining a total transaction amount in the order record so as to transfer the total transaction amount to a contract account of a platform from the contract account of a bank order receiving component; and processing the total transaction amount by utilizing a market-level account division strategy corresponding to the market to obtain account division details. According to the embodiment, the sub-account task is split into a plurality of automatic tasks, each task can process an independent event so as to flexibly cope with complex and changeable sub-account service scenes, and the change of thesub-account service scenes can be better coped with if a new demand exists.

Description

technical field [0001] The invention relates to the field of secondary clearing, in particular to a method and device for managing accounts. Background technique [0002] Secondary clearing, that is, the professional market connects to licensed institutions in the form of a platform or a large merchant, retains merchant settlement funds, and conducts merchant fund settlement by itself. For this kind of professional market in various industries that does not have a payment business license and needs a unified cash register, under the policy requirements of the People's Bank of China, a third-party organization (such as a bank) needs to supervise the account sharing of its funds. [0003] When professional markets in different industries conduct business, there are many differences in their application scenarios. These differences will make account split management extremely complicated, which is generally reflected in two aspects: the form of receipt and the strategy of accou...

Claims

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Application Information

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IPC IPC(8): G06Q40/00G06Q40/02
CPCG06Q40/125G06Q40/02
Inventor 申锦涛
Owner CHINA CONSTRUCTION BANK
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