Credit assessment system and method based on mobile personnel

Abstract

The invention discloses a credit evaluation system and method based on mobile personnel, and the method comprises the following steps: S1, enabling the mobile personnel to carry out the information registration through a credit evaluation system, and building a mobile personnel credit file, S2, enabling an enterprise to record the credit behaviors and non-credit behaviors of the mobile personnel in the mobile credit file, S3, obtaining credit behaviors and non-credit behaviors of the mobile business workers through the network big data; S4, obtaining past credit records of the mobile businessworkers through a credit evaluation system. According to the invention, basic information of the floating personnel is registered and collected through the floating personnel, and a credit file of thefloating personnel is established, thereby facilitating the collection of credit data of the floating personnel; the enterprise records the credit behaviors and the non-credit behaviors of the floating personnel and masters the enterprise credit data of the floating personnel, so the enterprise can conveniently count the assets and the enterprise credit degree of the floating personnel, the datais convenient, and the credit evaluation is convenient.

Description

technical field [0001] The invention relates to the technical field of credit evaluation, in particular to a credit evaluation system method based on floating personnel. Background technique [0002] Credit evaluation is an activity for banks to evaluate the credit status of borrowers. The most basic condition for bank loans is credit. If you have good credit, you can easily obtain bank loan support. If you have poor credit, it is difficult to obtain bank loan support. It is composed of various factors, including the borrower's asset and liability status, operation and management level, product economic benefits and market development trends, etc.; [0003] However, there is currently no credit assessment based on floating personnel in the evaluation market, and floating personnel are an important population component in developed cities, and they are also important people who borrow money. The reference value of credit evaluation is reduced, which is not conducive to the i...

AI Technical Summary

Problems solved by technology

[0004] The present invention provides a credit evaluation system method based on floating personnel, which can effectively solve the problem in the above-mentioned background technology that there is currently no credit evaluation based on floating personnel in the evaluation market, and floating personnel are an important population composition of developed cities, and they are also a means of borrowing. The amount of credit assessment for floating personnel is large, and the lack of credit assessment for floating personnel has led to a reduction in the reference value of credit assessment, which is not conducive to the improvement of the credit assessment system.

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