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Loan and repayment accounting method and device, equipment and storage medium

A loan and credit technology, applied in the repayment bookkeeping method and its device, loan, equipment and storage medium fields, can solve the problems of long time consumption, single and isolated data, and many manual operation processes, so as to improve work efficiency and speed up. effect of operation

Pending Publication Date: 2021-03-19
永辉云金科技有限公司
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  • Summary
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  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, due to the fact that the financial transaction data and supply chain data in the existing technology cannot be integrated and unified financially effectively, the data is single and isolated, which may lead to the need for manual data relocation in the process of subsequent financial loan write-offs or financial bookkeeping. , bookkeeping and reconciliation
However, there are many manual operation processes, which cannot realize fast reconciliation and bookkeeping operations, and enterprises spend a long time on loan bookkeeping or repayment bookkeeping

Method used

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  • Loan and repayment accounting method and device, equipment and storage medium
  • Loan and repayment accounting method and device, equipment and storage medium
  • Loan and repayment accounting method and device, equipment and storage medium

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Embodiment Construction

[0019] In order to make the purpose, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below through specific implementation methods in conjunction with the accompanying drawings. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0020] In one embodiment, such as figure 1 As shown, a loan bookkeeping method is provided, including the following steps:

[0021] In step S101, the supply chain financial system receives a financing amount query request sent by the client.

[0022] Specifically, the enterprise can log in to the supply chain financial system through the network application on the client, and send a request for querying the financing amount to the supply chain financial system. Of course, it is also possible to enter the supply chain financial system through other means in the prior art. ...

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Abstract

The invention provides a loan and repayment accounting method and device, equipment and a storage medium, and the method comprises the steps: enabling a supply chain financial system to receive a financing amount query request, querying whether an account corresponding to a client has financing authority or not, and if yes, obtaining supply chain document information and account loan balance, calculating a financing amount limit according to the supply chain document information and the loan balance, and sending the financing amount limit to the client; and receiving a financing application form sent by the client, sending the financing application form to the credit system for financing verification, entering financing approval after the financing verification is passed, entering loan loan loan operation after the financing approval is passed, performing accounting by the credit system according to the quota occupation condition, and sending an accounting result to the enterprise management system to generate an accounting voucher. According to the invention, integration and unification of the supply chain data and the financial transaction data can be realized, rapid operation ofloan accounting and repayment accounting is realized, and the working efficiency of enterprise loan accounting and repayment accounting is improved.

Description

technical field [0001] The present invention relates to the technical field of internet finance, in particular to a loan and repayment bookkeeping method and its device, equipment and storage medium. Background technique [0002] With the development of computer network technology, Internet finance has become more and more integrated into people's lives. In the process of development, enterprises will inevitably face operations that require loans or repayments to banks or financial institutions. However, due to the fact that the financial transaction data and supply chain data in the existing technology cannot be integrated and unified financially effectively, the data is single and isolated, which may lead to the need for manual data relocation in the process of subsequent financial loan write-offs or financial bookkeeping. , for bookkeeping and reconciliation. However, there are many manual operation processes, and it is impossible to achieve fast reconciliation and book...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q40/00G06Q10/10
CPCG06Q40/125G06Q10/103G06Q40/03
Inventor 曹志强许兴周颖詹卫程
Owner 永辉云金科技有限公司