Credit order distribution method, computer device and readable storage medium thereof

Abstract

The present invention relates to a credit order distribution method, a computer device and a readable storage medium thereof. The credit order distribution method matches the credit order to the capital pool, randomly selects a distribution agency in the capital pool as the primary selection distribution agency, and verifies the credit order against the verification rules of the primary selection distribution agency until the verification is passed. If the verification fails or the primary distribution agency approval fails, the credit order is distributed to the predetermined distribution agency or the credit order is rejected. The credit order distribution method, the computer device and the readable storage medium thereof according to the embodiments of the present invention realize the intelligent distribution of the credit order, and can automatically adjust the distribution channel of the credit order according to the approval situation of the credit order, so as to improve the credit order distribution channel. Success rate, improve customer conversion rate, reduce operating cost and labor cost.

Description

technical field [0001] The invention relates to the technical field of data distribution processing, in particular to a credit order distribution method, computer equipment and a readable storage medium thereof. Background technique [0002] The development of the Internet has injected new vitality into the development of consumer finance. Internet consumer finance refers to the provision of consumption-related payment, credit and other financial activities to individuals or families through the Internet. Consumer financial service providers pay retailers directly when consumers make purchases. This model is widely used in installment payment services on e-commerce platforms, such as JD Baitiao and Tmall Installment. Internet consumer finance takes advantage of the advantages of Internet technology to create an operating model of "online Internet + offline entities". With the continuous expansion of the consumer finance market, consumer financial institutions urgently need t...

AI Technical Summary

Problems solved by technology

[0005] 2. Once the order is assigned to a certain organization, if the organization refuses to accept the approval, it cannot be sent to other organizations repeatedly, and the order will be returned to the customer as a rejection

If the institution agrees to approve the reply, the order will always be processed by the institution and cannot be replaced in the middle

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