Insurance recommendation method, system and apparatus based on health portrait and medium

Abstract

Provided are an insurance recommendation method, system and apparatus based on a health portrait and a medium. On the basis that a user actively fills and uploads personal identity information and static health information, a large amount of long-time dynamic health information of the user is obtained from a block chain or the Internet, information collection is completed, the workload of the user is relatively small, the user experience is better, and the information collection is more comprehensive; summary analysis is performed after completing information collection, a health portrait including a major disease risk probability assessment set is generated, then reimbursement information of a plurality of insurance products associated with major diseases with higher risk probabilities is obtained, reimbursement fees of the insurance products are determined, sequencing is conducted to generate an insurance product list, and finally, the insurance product list is returned to a user terminal, so that the user can quickly find the insurance products which are suitable for himself / herself and high in cost performance, the experience feeling of the user is further enhanced, the achievement rate of insurance policies is correspondingly improved, and the promotion efficiency of the insurance products is improved.

Description

technical field [0001] The present invention relates to the field of computer technology, in particular to an insurance recommendation method, system, device and medium based on health portraits. Background technique [0002] At present, insurance companies launch a variety of insurance products, and insurance salespersons sell them to different groups of people in a targeted manner according to the types and characteristics of insurance products. However, most insurance products require multiple phone calls or door-to-door sales introductions by insurance salespersons, and the target users are relatively single, the policy completion rate is low, and the sales efficiency of insurance personnel is not high; at the same time, for many potential users, insurance salespersons Repeated visits and interruptions will make users feel resistant, thinking that the insurance products promoted by insurance salespersons are not cost-effective, which will further reduce the policy comple...

AI Technical Summary

Problems solved by technology

[0004] In view of the above existing problems in the prior art, the present invention proposes an insurance recommendation method, system, device and medium based on health portraits, which mainly solves the complicated process for users to obtain insurance products in the prior art, the low efficiency of obtaining insurance products, and the The cost-effectiveness of the insurance products obtained is not high

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