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Public accumulation fund extraction method and device

A provident fund and instruction extraction technology, applied in the field of mobile internet, can solve problems affecting user experience and inconvenience, and achieve the effect of facilitating business processing and improving user experience

Pending Publication Date: 2021-07-27
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] At present, employees who do not have registered permanent residence in the place where the unit is located can apply for withdrawing all the funds in their personal housing provident fund account after rescinding the labor contract with the unit.
Considering that employees may leave the original unit location after resignation, they need to return to the unit location to handle provident fund withdrawal, which is inconvenient and affects user experience

Method used

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  • Public accumulation fund extraction method and device
  • Public accumulation fund extraction method and device
  • Public accumulation fund extraction method and device

Examples

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Embodiment Construction

[0025] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention more clear, the embodiments of the present invention will be further described in detail below in conjunction with the accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.

[0026] The embodiment of the present invention provides a kind of provident fund extraction method, such as figure 1 As shown, the method includes the following steps 101 to 105:

[0027] Step 101: Receive the 5G message of the provident fund withdrawal instruction sent by the customer with the provident fund co-branded card bound to the mobile phone number.

[0028] Provident fund co-branded card, also known as housing provident fund co-branded card, is a bank card with multiple functions of housing provident fund payment and deposit certificate, account inquiry and...

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Abstract

The invention discloses a public accumulation fund extraction method and device, and relates to the technical field of mobile interconnection, and the method comprises the steps: receiving a 5G message of a public accumulation fund extraction instruction sent by a client through binding a public accumulation fund joint name card with a mobile phone number; querying public accumulation fund account information according to the bound mobile phone number, wherein the public accumulation fund account information comprises a public accumulation fund account, an affiliated mechanism code and an affiliated province code; judging whether the customer meets a public accumulation fund extraction condition or not; if the customer meets the public accumulation fund extraction condition, sending a household registration location query notification to a household registration checking platform through a 5G message, and obtaining the household registration location of the customer fed back by the household registration checking platform; and if the location of the household registration is different from the account opening province of the accumulation fund account, sending a 5G message of a full-amount extraction instruction to the accumulation fund affiliation mechanism according to the affiliation mechanism code, wherein the full-amount extraction instruction being used for instructing the accumulation fund affiliation mechanism to transfer all balance of the accumulation fund account to the accumulation fund joint card of the customer. According to the invention, users can conveniently extract public accumulation fund in different places.

Description

technical field [0001] The invention relates to the technical field of mobile internet, in particular to a method and device for extracting a provident fund. Background technique [0002] This section is intended to provide a background or context to embodiments of the invention that are recited in the claims. The descriptions herein are not admitted to be prior art by inclusion in this section. [0003] At present, employees who do not have a registered permanent residence in the place where the unit is located can apply to withdraw all the funds in their personal housing provident fund account after they terminate the labor contract with the unit. However, they need to bring proof materials to the provident fund management center where the unit is located. Considering that after employees resign, they may leave the original unit location, so they need to return to the unit location to handle provident fund withdrawal, which is inconvenient and affects user experience. C...

Claims

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Application Information

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IPC IPC(8): G06Q10/10G06Q40/02
CPCG06Q10/103G06Q40/02
Inventor 李昊党娜刘洋
Owner BANK OF CHINA
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