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Loan business processing method and device, equipment and storage medium

A processing method and business technology, applied in the field of financial technology, can solve problems such as incorrect calculation results of billing data, incorrect calculation of billing data, and inability to display billing data, and achieve high accuracy, prevent display errors, and prevent response delays. Effect

Pending Publication Date: 2021-08-06
CHINA CONSTRUCTION BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

During this process, data transmission errors may occur when obtaining the corresponding data, resulting in incorrect calculation results of subsequent billing data, and the corresponding data comes from different databases. Due to the influence of factors such as their own data volume and query speed, different databases may have Response delays will also lead to errors in the calculation of billing data, and in severe cases, even the overall billing data cannot be displayed

Method used

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  • Loan business processing method and device, equipment and storage medium
  • Loan business processing method and device, equipment and storage medium
  • Loan business processing method and device, equipment and storage medium

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Embodiment Construction

[0080] The following will clearly and completely describe the technical solutions in the embodiments herein in conjunction with the accompanying drawings in the embodiments herein. Obviously, the described embodiments are only some of the embodiments herein, not all of them. Based on the embodiments herein, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts fall within the scope of protection herein.

[0081] In the prior art, after the customer handles services such as repayment, account information change, etc., the customer's bill situation will change accordingly, because when handling different services, it is necessary to change the fields in different databases. For example, when repaying a loan, it is necessary to change the fields in the database related to the repayment, and when changing the account information, it is necessary to change the fields in the database related to the account information. When the custom...

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PUM

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Abstract

The invention provides a loan business processing method and device, equipment and a storage medium, and relates to the field of financial science and technology, and the method comprises the steps: determining a target data type according to the business operation of a current loan account; calculating an update value of target data in the target data type according to a regularly updated bill detail table; sending the update value to one or more corresponding business systems, and updating a corresponding field in a bill detail list of the current loan account according to the update value; and outputting a bill detail list of the current loan account after the corresponding field is updated by using the update value. Through the processing method provided by the invention, the accuracy of the bill data can be improved, and the bill data with higher accuracy can be provided for customers.

Description

technical field [0001] The present invention relates to the field of financial technology, and in particular, relates to a loan business processing method, device, equipment and storage medium. Background technique [0002] With the rapid development of the financial industry, customers have more and more needs for loan business. When banks handle customer loan business, most of them use customer-oriented loan systems. In the process of communication between the customer and the bank, the bill is the most direct communication channel, and it shoulders important responsibilities. [0003] In the prior art, after the customer handles services such as repayment, account information change, etc., the customer's bill situation will change accordingly, because when handling different services, it is necessary to change the fields in different databases. For example, when repaying a loan, it is necessary to change the fields in the database related to the repayment, and when chang...

Claims

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Application Information

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IPC IPC(8): G06Q40/02G06F16/23G06F16/25
CPCG06F16/23G06F16/25G06Q40/03
Inventor 李海强李浩
Owner CHINA CONSTRUCTION BANK