Individual user risk assessment method and system based on Internet account

A risk assessment and Internet technology, which is applied in the field of individual user risk assessment methods and systems based on Internet accounts, can solve problems such as inability to confirm credibility and no information assessment mechanism, and achieve reliable user trust and improve efficiency and accuracy.

Pending Publication Date: 2021-12-14
数字驱动(福州)科技有限责任公司
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AI Technical Summary

Problems solved by technology

[0002] Nowadays, the reputation of users is very important. There are various disadvantages caused by reputation on various trading platforms. When trading, because the credibility of the other party cannot be confirmed, it will bring great trouble to both buyers and sellers, but At present, there is no mature technology that can systematically solve the problem of individual user credibility, and there is no reliable information evaluation mechanism

Method used

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  • Individual user risk assessment method and system based on Internet account
  • Individual user risk assessment method and system based on Internet account

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Experimental program
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Embodiment

[0033] Such as figure 1 As shown, a personal user risk assessment method and system based on Internet accounts can verify the creditworthiness of applicants and perform ratings, which improves the efficiency and accuracy of credit review, and also plays a great role in risk control.

[0034] In order to achieve the above technical problems, the present invention provides a personal user risk assessment method based on Internet accounts, including:

[0035] S1. Confirm the personal user information by comparing the data in the database, and establish a storage unit for the confirmed personal user information in the memory space;

[0036] S2. Sending a link to the risk assessment page to the individual user through the processor;

[0037] S3. The processor judges whether the individual user is authorized on the link of the risk assessment page, if yes, enters step S4, if not, repeats step S1;

[0038] S4. Obtain the bound personal information from the personal user information...

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PUM

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Abstract

The invention discloses an individual user risk assessment method based on an Internet account. The method comprises the following steps of: S1, confirming personal user information through data comparison in a database, and establishing a storage unit of the confirmed personal user information in a memory space; S2, sending a risk assessment page link to an individual user through a processor; S3, enabling the processor to judge whether the individual user is authorized at the risk assessment page link, if the individual user is authorized at the risk assessment page link, executing the step S4 , and otherwise, repeating the step S1; S4, acquiring bound personal information from the storage unit of the personal user information in the memory after authorization, and receiving result feedback of the bound personal information; S5, enabling a webpage to display the judgment result of the credibility of the individual user and the credibility level according to the received information result feedback; and S6, judging that a high-resolution point dangerous user processor automatically sends out early warning to related departments through a network.

Description

technical field [0001] The invention relates to the field of individual user risk assessment, in particular to a method and system for individual user risk assessment based on Internet accounts. Background technique [0002] Nowadays, the reputation of users is very important. There are various disadvantages caused by reputation on various trading platforms. When trading, because the credibility of the other party cannot be confirmed, it will bring great troubles to both buyers and sellers, but At present, there is no mature technology that can systematically solve the problem of individual user credibility, and there is no reliable information evaluation mechanism. Therefore, there is an urgent need for an individual user risk assessment method and system based on Internet accounts, which can assess the applicant's credit rating, and the system collects a large amount of applicant information, including personal information, platform transaction information, transaction eva...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q40/02G06Q50/26
CPCG06Q20/4016G06Q50/265G06Q40/03
Inventor 黄颖
Owner 数字驱动(福州)科技有限责任公司
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