Scheme for realizing point exchange business by utilizing enterprise second-sending second-deduction capability

Abstract

The invention discloses a scheme for realizing point exchange business by utilizing enterprise second-sending second-deduction capability, which comprises the following steps that: a user selects to use external points for payment on a commodity purchase page; h5, calling a shopping mall to place an order; the shopping mall calls marketing to send an equal amount of money to the internal households, and then performs second deduction; the merchant receives the fund; and the user front end perceives that a certain commodity is successfully bought by using the points, and the actual balance or card of the user is not needed for payment. The user side is not perceived in the whole process; the use scene of settlement cost at one point of a telecommunication group can be effectively utilized; the method is suitable for the user to use external point deduction payment and is also suitable for the scene that the user receives free.

Description

technical field [0001] The invention relates to the field of software development, in particular to a business plan for realizing points exchange by utilizing the ability of enterprises to send and deduct in seconds. Background technique [0002] With the development of the Wing payment business, the point system of the province or external companies will be introduced at present, allowing users to use points for payment. Expand user payment sources. [0003] In the past, under this mode, a voucher would be issued to individual users. When the user pays with points, the system will deduct the voucher to realize the settlement of funds to the merchant. However, in this mode, 1. the user is required to sign a withholding agreement; 2. the user will be disturbed because the issuance and verification of coupons is an account-moving notification; 4. If the product import control is not done well, users will take the initiative to use up the coupons, resulting in the inability t...

AI Technical Summary

Problems solved by technology

However, in this mode, firstly, the user is required to sign a withholding agreement, secondly, it will disturb the user because the issuance of coupons is a notification of moving accounts, and thirdly, when the user sees that the coupons in his card package have been used for no reason, he needs to explain 4. If the product import control is not done well, users will take the initiative to use up the coupons, resulting in the situation that the coupons cannot be deducted, resulting in capital loss

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