Self service kiosk which dispenses vouchers

a self-service kiosk and voucher technology, applied in the field of self-service kiosks, can solve the problems of requiring long distances, imposing significant cost on the owner of the atm, and expensive spa

Inactive Publication Date: 2003-03-25
NCR CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Benefits of technology

A further object of the invention is to provide a self-servic...

Problems solved by technology

However, if the ATM does dispense currency, the amount will probably not equal the full amount of the check, because the full amount may include fractional values which can only be covered by coins.
The ATMs could dispense coins, but that approach imposes significant cost on the owner of the ATM, in terms of (1) the monetary costs of purchasing and maintaining the coin-dispensing mechanism, and also (2) the space required to store the coin-dispensing mechanism.
Many ATMs are located in retail environments, where space is...

Method used

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  • Self service kiosk which dispenses vouchers
  • Self service kiosk which dispenses vouchers
  • Self service kiosk which dispenses vouchers

Examples

Experimental program
Comparison scheme
Effect test

example 2

Since many people who visit malls travel by automobile, the coupons may be issued in units of gasoline, such as one gallon per coupon. Similarly, if the coupons are issued at an airport, they may be issued in units of parking fees, or local transportation.

example 3

The coupons may be issued in units of money, but the coupons are only accepted by a limited group of merchants. For example, one or more kiosks 3 may be present in a mall. All merchants in the mall agree to honor the coupons.

In this example, since the kiosk 3 can be seen as providing a benefit to all the merchants in the mall, the merchants may agree to jointly pay for the kiosk, on a pro rata basis, based on the square footage of their respective stores.

Alternately, each merchant may pay a proportionate share, based on the percentage of the total coupons which the merchant redeems. For example, if a kiosk dispenses coupons valued at 100,000 units in one month, and merchant A redeems 1000 units, that merchant would be assessed 1000 / 100,000, or one percent, of the cost of the kiosk for that month.

This approach presents the advantage of reducing risk to the merchants. That is, the merchants will see the kiosk initially as a novel apparatus, and will probably see no justification for...

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Abstract

A coupon-dispensing kiosk for use at retail locations. The kiosk may, or may not, contain an Automated Teller Machine, ATM. The kiosk performs financial services, such as cashing checks. However, to avoid dispensing coins to customers, the kiosk prints coupons and dispenses them. The coupons will be redeemed by merchants associated with, or in close proximity to, the kiosk. The kiosk can be located, for example, at a shopping mall or local convenience store.

Description

The invention concerns a self-service kiosk which dispenses vouchers, or coupons, to settle a balance owed to a customer in connection with a transaction.The Inventors have identified a need for delivering fractional currency amounts to customers in certain situations. The invention achieves delivery of these amounts, but without using the fractional currency itself. The following discussion explains the need, and why it arises.Automated Teller Machines, ATMs, are in widespread use. One service which the ATM provides is to accept the deposit of bank checks from customers. The ATM may dispense currency to the customer, based on the check, depending upon the agreement existing between the customer and the owner of the ATM.However, if the ATM does dispense currency, the amount will probably not equal the full amount of the check, because the full amount may include fractional values which can only be covered by coins. For example, in the U.S., monetary amounts contain two parts: a "dol...

Claims

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Application Information

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IPC IPC(8): G06Q30/00G06Q20/00G07F17/00G07F19/00G07F17/42G06Q20/18G06Q30/02
CPCG06Q20/18G06Q30/02G07F19/203G07F19/20G07F17/42
Inventor LOZIER, BRADLEY L.REYNER, MORRISONSAMPIER, JAMES D.
Owner NCR CORP
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