The invention provides a loan farmer repayment capability assessment method, device and equipment, a medium and a product, and relates to the field of financial science and technology. Firstly, agricultural
product data and a first image set of a planting field of a loan farmer are acquired; wherein the agricultural
product data comprises at least one of planting area, planting variety, growth environment, climate condition and historical yield; inputting the first image set into a pre-trained
diffusion model, and generating a prediction frame of agricultural product fruit detection and a category
label of the agricultural product fruit; performing detection and counting according to the prediction frame and the category
label to obtain the agricultural product yield of the borrowing farmer in the
current time period; according to the agricultural product yield and the agricultural
product data in the
current time period, the agricultural product yield of the borrowing farmer in the target time period is predicted; and determining the repayment capability of the borrowing farmer according to the agricultural product yield in the target time period.