312results about "Signature reading/verifying" patented technology

A data security system comprises a host processor, and a plurality of remote computers. Each remote computer provides biometric authentication of a user prior to responding to the user request for data access. The remote computers are handheld when in operational mode. A sensor in the handheld computer captures a biometric image while the remote computer is being used. The biometric sensor is positioned in such a way that the sensor enables the capture of the biometric image continually during computer usage with each request for access to secure data. The biometric authentication occurs in a seamless manner and is incidental to the data request enabling user identity authentication with each request to access secure data.

An electronic transaction verification system for use at a location where a transaction token is presented for payment. The electronic transaction verification system digitizes various indicia of the token, and transmits the transaction information data to a central processing system. The central processing system compares the transaction data with an existing database of information to determine if the customer at the point of the transaction is authorized to use the account. The electronic verification system includes a biometric data device for recording and / or transmitting biometric data taken at the transaction location. The electronic transaction verification system can be used in conjunction with a tokenless transaction processing system to determine if the token presented for payment is associated with an account established for an authorized user that has registered with the tokenless transaction processing system.

There is described a system and method for automatically discriminating between different types of data with an image reader. In brief overview of one embodiment, the automatic discrimination feature of the present image reader allows a human operator to aim a hand-held image reader at a target that can contain a dataform and / or a signature and actuate the image reader. An autodiscrimination module in the image reader in one embodiment analyzes image data representative of the target and determines a type of data represented in the image data.

The present invention provides a method for processing a document involving the automatic removal of text from a predetermined area of a document, the method comprising inputting a bitmap containing the predetermined area of the document from which the text will be removed wherein the predetermined area contains handwritten strokes, detecting the text, removing the text and any handwritten strokes that intersect with the text and outputting the bitmap with the text removed therefrom.

The invention relates to aspects in connection with the automatic generation and processing of signature files. The signature files are generated in paper form on the basis of documents (28) that comprise a personal signature (34) and also control information items (30) assigned to the signature (34) and / or the documents (28). The documents in paper form (28) are scanned in within the scope of a batch processing operation in order to generate signature files that contain the personal signatures (34) in an electronically processable form and also representations of the respectively assigned control information items (30). The control information items (30) contained in a signature file are identified and interpreted document-wise. Then the signature files are automatically processed as a function of the content of the assigned control information items (30).

The method for identity verification employs biometric technology. Positioned at the center of the system is a stylus with any of a number of biometric properties or their combination or with one or more metric sensors, while the customer uses the stylus to sign his / her name, or even for writing anything. The identity verification system is used at point-of-sale terminals, in various closed environments, to access a computer network, in applications involving pen-based computers and smart-pens, and for e-commerce. When fingerprint sensors are used, the sensors are positioned in the stylus grip, one sensor for the index finger, and a second sensor for the thumb. In one variation, one-to-one biometric matching is used. Each participant carries on his / her person a device that includes an encrypted biometric for reference purposes to gain access into the system. Processing is simplified since the system need only make a “MATCH” or “NO MATCH” decision. In a second variation that is particularly useful in closed environments, one-to-many biometric matching is used. During each event access request, the community of reference prints is searched for a match with the applicant. Each member of the community need carry nothing on his / her person to participate in the system. In either variation, the stylus is either attached to each site or is portable, one such stylus being carried by each participant.

The present invention provides a method for applying a signature simplicity analysis for improving the accuracy of signature validation, the method including the steps of generating a plurality of synthetic fraudulent signatures for a person, encoding authentic signatures of the person using signature simplicity and validating the signatures using signature simplicity.

The method for identity verification employs biometric technology. Positioned at the center of the system is a stylus with any of a number of biometric properties or their combination or with one or more metric sensors, while the customer uses the stylus to sign his / her name, or even for writing anything. The identity verification system is used at point-of-sale terminals, in various closed environments, to access a computer network, in applications involving pen-based computers and smart-pens, and for e-commerce. When fingerprint sensors are used, the sensors are positioned in the stylus grip, one sensor for the index finger, and a second sensor for the thumb. In one variation, one-to-one biometric matching is used. Each participant carries on his / her person a device that includes an encrypted biometric for reference purposes to gain access Into the system. Processing is simplified since the system need only make a “MATCH” or “NO MATCH” decision. In a second variation that is particularly useful in closed environments, one-to-many biometric matching is used. During each event access request, the community of reference prints is searched for a match with the applicant. Each member of the community need carry nothing on his / her person to participate in the system. In either variation, the stylus is either attached to each site or is portable, one such stylus being carried by each participant.