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Method for securing on-line transaction

A security protection and transaction technology, applied in the complete banking system, the complete banking system, the monitoring of automatic teller machines, etc., can solve the problem of high cost and high cost

Inactive Publication Date: 2010-02-03
GEMPLU
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0017] However, a disadvantage of such guarded readers is that they are expensive

Method used

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  • Method for securing on-line transaction
  • Method for securing on-line transaction
  • Method for securing on-line transaction

Examples

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Embodiment Construction

[0056] In order to illustrate the selected embodiment of the present invention relates to an electronic transaction application performed on the Internet.

[0057] Obviously, the present invention is not limited to this only application and more generally involves various security applications using smart cards.

[0058] Preferably, on the map, it is designed to implement electronic transactions between the user and the place of sale in a completely secure form.

[0059] The user is in front of the observation point of the PT processing device, which is, for example, his personal computer.

[0060] The computer PT is connected to the Internet WE and can enter the merchant Web address (not shown) when contacting the certification authority AA.

[0061] If it is decided to obtain a commodity at the place of sale, the cardholder transmits the purchase order and informs the supplier of the required identification data, especially the reference certificate of his payment card.

[0062] To do ...

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PUM

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Abstract

The invention relates to a method for securing an on-line transaction, comprising a proximity test which permits the proximity of the physical presence of the client to the on-line processing station(PT) with the authentication authority (AA) to be verified, an authentication test for the holder of the chipcard (CP) and a non-repudiation test for the transaction.

Description

Technical field [0001] The invention relates to the safety protection of the commercial transaction transaction signed and received online by a customer using a smart card. Background technique [0002] This invention finds a universal application in data exchange security protection, especially in e-commerce security protection. This is the case when a customer uses a personal computer to communicate online with a sales merchant via the Internet. [0003] The development of e-commerce must require a high level of electronic payment security protection. In particular, it needs to be considered in advance: [0004] -The authentication process to ensure the identity of the two protagonists; [0005] -The integrity of the information transmitted during transactions and payments; [0006] -Confidentiality of information exchanged; [0007] -Don't give up in order to avoid various disputes about transactions or payments. [0008] In order to make electronic payment safe and reliable, some so...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F7/10G07F19/00G06Q20/00
CPCG06Q20/4014G07F7/1016G06Q20/40975G06Q20/341G07F19/207G06Q20/00G07F7/1008
Inventor J·-P·索韦伯瓦
Owner GEMPLU