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Fingerprint POS payment system

A payment system and fingerprint technology, which is applied in the complete banking system, complete banking system, instruments, etc., can solve the problems of difficult to confirm the identity of the cardholder, the cardholder forgets the password, and cannot complete the payment, so as to shorten the payment time , Increased safety, improved consumer convenience

Inactive Publication Date: 2008-04-23
XIAN ZINIU TECH OF INFORMATION
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] When the existing POS payment system uses a bank card for payment, it is difficult to confirm the identity of the cardholder
If the bank card is lost, the password is stolen, or the cardholder himself forgets the password, the payment cannot be completed

Method used

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  • Fingerprint POS payment system
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  • Fingerprint POS payment system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0036] see figure 1 , at the terminal layer, existing ordinary POS machines and fingerprint terminals are used in combination. The fingerprint library is built on the merchant side and is controlled by the fingerprint account management server. UnionPay is responsible for the construction of the fingerprint database. The fingerprint library contains fingerprint information, consumer name, consumer bank card information, and establishes a corresponding relationship. The fingerprint account management server is responsible for interacting with the UnionPay front-end computer. When consumers use fingerprints to pay, the UnionPay front-end machine requests fingerprint identification from the fingerprint account management server. The fingerprint account management server obtains the bank card information bound in advance by the consumer through fingerprint identification, and feeds it back to the UnionPay front-end computer. The UnionPay front-end processor sends the returned ...

Embodiment 2

[0043] see figure 2 , at the terminal layer, the existing ordinary POS machines and fingerprint terminals are used in combination, and the fingerprint database is built on the UnionPay side and controlled by the fingerprint account management server. UnionPay is responsible for the construction of the fingerprint database. The fingerprint library contains fingerprint information, consumer name, consumer bank card information, and establishes a corresponding relationship. The fingerprint account management server is responsible for interacting with the UnionPay front-end computer. When consumers pay with their fingerprints, the UnionPay front-end computer transmits the fingerprint data to the UnionPay center through the existing network. The UnionPay central server determines that it is fingerprint payment, and requests fingerprint identification from the fingerprint account management server. The fingerprint account management server obtains the bank card information bound...

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Abstract

The system comprises a UnionPay central server located at UnionPay side, a UnionPay front end machine connected located at shopping side and connected to the UnionPay central server, and a POS terminal. A system client side -namely finger print collecting terminal is newly added; a finger print account management server is added at shopping side; the UnionPay front-end machine is connected to the account management server; when making a payment, the finger print is transmitted to the finger print management server; after receiving the finger print data, the finger print management server recognizes the finger print to get the bank card information previously binding with the user, and returns it the UnionPay front-end machine.

Description

1. Technical field: [0001] The invention relates to a POS payment system, in particular to a fingerprint POS payment system. 2. Background technology: [0002] When the existing POS payment system uses a bank card for payment, it is difficult to confirm the identity of the cardholder. If the bank card is lost, the password is stolen, or the cardholder himself forgets the password, the payment cannot be completed. 3. Contents of the invention: [0003] In order to solve the shortcomings in the above-mentioned background technology, the present invention provides a fingerprint POS payment system, which is convenient and flexible to use, simple to input, and the added fingerprint verification function greatly improves the reliability of the system, and can not only accurately confirm the cardholder Identity greatly improves the security of transactions. At the same time, fingerprints can also be used instead of bank cards. If you do not carry a bank card, you can still use ...

Claims

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Application Information

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IPC IPC(8): G07F19/00G07F7/12
Inventor 杨若冰杨若松
Owner XIAN ZINIU TECH OF INFORMATION
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