A secure, fair and instant electronic trade system and method based on bank credit

An electronic transaction and banking technology, applied in the field of e-commerce transactions and payment systems

Inactive Publication Date: 2008-09-10
廖用铁 +2
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In terms of current various e-commerce technologies, there are no such mature technologies and technical products known to the public.

Method used

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  • A secure, fair and instant electronic trade system and method based on bank credit
  • A secure, fair and instant electronic trade system and method based on bank credit

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0064] Such as figure 1 As shown, the seller participating in the transaction builds a product or / service display platform or / module (A-1), a transaction negotiation signing platform or / module (A-2), a product or / service delivery platform or / Module (A-3), a payment bank linking platform or / module (A-4), an authenticating party linking platform or / module (A-5), which can be linked to and run on various public Internet networks. Service system (A), consisting of the transaction integrated service system (A) and at least one paying bank's public service system or / platform (B), a beneficiary bank's public service system or / platform (C), and an authenticating party's public service system Or / platform (D) and a buyer's electronic transaction tool (E) constitute a safe, fair and instant electronic transaction system based on bank credit.

[0065] In the above-mentioned safe, fair and instant electronic transaction system based on bank credit:

[0066] The commodity or / service display p...

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PUM

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Abstract

The invention relates to a method for building a safe, faire and instant electronic trading system based on bank credit. A bargainor participated in a trade builds an electronic trading comprehensive service system which can be linked and operated on various public networks and at least includes a commodity or / service display platform or / module, a trading consultation signing platform or / module, a commodity or / service delivery platform or / module, a paying bank linking platform or / module and an authentication party linking platform or / module; an instant electronic trading system is composed of the trading comprehensive service system and at least a paying bank public service system or / platform, a receiving bank public service system or / platform, an authentication party public service system or / platform and a purchaser electronic trading tool. At least a purchaser, the bargainor, a paying bank, a receiving bank and an authentication party are participated in the trading activity of the safe, faire and instant electronic trading system based on bank credit. The safe, faire and instant electric trading system based on bank credit of the invention has the advantages of ensuring the facticity, the integrality, the safety and the non-repudiation of the trading information and transmission by adopting a digital certificate and the digital signing technology based on RSA; ensuring the justification and the instantaneity of the trade by adopting the method of double auditing of purchase and sale, payment promising delivery and actual reception payment; ensuring and enhancing the non-repudiation, the justification, the convenience and the instantaneity of the trade by implementing the mechanisms of online certificate applying and instant approval as well as whole course online authentication of the trade; and improving the universal applicability of the electronic trade by adopting a plurality of paying tools to carry out trade payment.

Description

Technical field [0001] The present invention relates to an electronic commerce transaction and payment system and method, and in particular to a safe, fair and instant online electronic transaction and payment system and method based on bank credit. technical background [0002] With the development of various types of network technologies, based on various modern or future public network system platforms, various types of transaction activities, usually so-called e-commerce activities, are not only one of the main forms of modern economic activities. , And it is the foundation of people's production and lifestyle in the future, which requires that both current and future e-commerce technologies must have universal security, universal fairness and universal immediacy. [0003] Information flow, business flow, capital flow and logistics are the four major links of business activities. In recent years, people have conducted a lot of research and practice on the four major links of ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/00G06Q30/00G06Q20/12G06Q30/06
Inventor 廖用铁林南潮李波
Owner 廖用铁
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