Online payment method and system using the mobile terminal supporting eNFC function
A mobile terminal and functional technology, applied in the direction of payment system structure, transmission system, data processing application, etc., can solve the problems of not being able to use the credit card payment system, limit the scope of use, etc., achieve great practical value and application prospects, work and life Convenience, The effect of expanding the range of use
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[0025] At first, explain the present invention method and online payment system:
[0026] (1) Method
[0027] A method for realizing online transaction and payment using a mobile terminal supporting eNFC function, characterized in that the built-in credit card application of the user identification card used by the mobile terminal supporting eNFC can not only swipe the card on the card reader for electronic payment, but also support online payment ; The mobile terminal initiates a payment request through the e-commerce SP online, chooses to use a credit card for online payment, and the e-commerce SP sends the payment request to the credit card information center; the credit card information center verifies the authenticity of the credit card and verifies whether the credit limit of the credit card is acceptable Make this payment, and then the credit card information center sends a payment confirmation and identity verification request to the mobile terminal; after receiving th...
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