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Method and system for dynamic cipher code distribution and verification

A dynamic password and information verification technology, applied in the field of identity authentication, can solve the problems of delay in sending short messages, easy loss and damage of password cards, etc., and achieve the effects of high security, high terminal penetration rate and low cost.

Inactive Publication Date: 2009-06-10
王谦 +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The biggest problems with these methods are cost issues and operational issues, which directly lead to many obstacles in the popularization process
Due to these barriers, many individuals or businesses that do not use two-factor authentication are or will suffer serious losses
In addition, there are also problems such as delay in sending SMS messages, compatibility of mobile phone software tokens, and easy loss and damage of password cards.

Method used

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  • Method and system for dynamic cipher code distribution and verification
  • Method and system for dynamic cipher code distribution and verification
  • Method and system for dynamic cipher code distribution and verification

Examples

Experimental program
Comparison scheme
Effect test

Embodiment approach 1

[0026] The implementation is as figure 2 As shown, the system includes user (1), communication tool (2), communication terminal (3), user number (4), communication network (5), communication server (6), IP network (7), authentication center Server (8), dynamic password (9), user information (10), application system interface (11), application system server (12), authentication result (13), verification result (14).

[0027] An implementation situation is as follows: a user wants to perform a transfer transaction through online banking.

[0028] First, the user (1) opens the online banking application system interface (11), and the user (1) is prompted to dial the special service number (2) of 4008888888 to obtain the dynamic password (9); so the user (1) uses his own communication terminal (3) Dial this special service number (2); Now the user number (4) of the user (1) communication terminal (3) is sent to the communication server (6) by the communication network (5), and t...

Embodiment approach 2

[0032] The second implementation method is as image 3 As shown, the system includes user (1), user number (2), application system interface (3), application system server (4), authentication center server (5), dynamic password (6), IP network (7) , communication server (8), special service number (9), communication network (10), communication terminal (11), user information (12), authentication result (13), verification result (14).

[0033]An implementation situation is as follows: a user logs in to an online game.

[0034] First, the user (1) opens the online game application system interface (3), the user (1) enters his user number (2) clicks on the dynamic password (6) to request, and at this time the information of the user (1) is sent by the application system server (4) pass to the authentication center server (5); the authentication center server (5) generates a dynamic password (6) according to specific rules according to the account information of the user (1), suc...

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Abstract

The invention relates to the field of identity authentication, in particular to a method and a system for distributing and verifying dynamic passwords. The innovation point of the method and the system is to distribute the dynamic passwords through a communication terminal and in a mode of ring back tone, caller ID or interactive voice response (IVR for short). The method and the system have the advantages that the method and the system distribute the dynamic passwords through the communication terminal and in the mode of ring back tone, caller ID or interactive voice response (IVR for short), have high safety, high terminal popularizing rate and low cost, are convenient to use, do not need to add additional hardware, and basically do not have the delay problem.

Description

technical field [0001] The invention relates to the field of identity authentication, in particular to a method and system for dynamic password distribution and verification. Background technique [0002] With the increasing proliferation of Trojan horses, viruses, cameras and other fraudulent means, the traditional identity authentication method through user identity and fixed password has been unable to protect user privacy, user property (including virtual property) and enterprise information security, and has also brought social There are many unstable factors, so how to solve the security problem is a hot issue that needs to be solved urgently. [0003] At present, a dynamic password mechanism has appeared, which is also the most secure means known. Dynamic password (Dynamic Password) is also called one-time password (One-time Password). A dynamic password is a password that changes, and its variation comes from the change of the operation factor that generates the pa...

Claims

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Application Information

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IPC IPC(8): H04L9/08H04L9/32H04L29/06
Inventor 王谦叶坚峰
Owner 王谦
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