Mobile terminal and method of using value-added mobile service through the mobile terminal

A mobile terminal and server technology, applied in wireless communication, data processing applications, message/mailbox/notification, etc., can solve problems such as limited application range, increase possibilities, save time and manual labor, and simplify card management The effect of work

Inactive Publication Date: 2009-12-02
SK PLANET CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the disclosed system also exposes a problem in that it can only be applied to prepaid cards because the available payment money is limited to the balance stored in the area where electronic wallet information is recorded in the combination chip; therefore, the scope of application is limited

Method used

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  • Mobile terminal and method of using value-added mobile service through the mobile terminal
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  • Mobile terminal and method of using value-added mobile service through the mobile terminal

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Embodiment Construction

[0032] Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings.

[0033] figure 1 is a block diagram illustrating a simplified structure of the entire system according to the present invention, including a mobile terminal 10, a payment terminal 30, a card issuing company 40, a financial institution 50, a shopping mall 60 and a service providing system 70.

[0034]The mobile terminal 10 is equipped with a device (slot) capable of installing and deciphering a User Identity Module (hereinafter referred to as UIM) card 12 and a local area network communication module capable of local wireless communication. Authorization information and financial information of the UIM card read out are communicated to perform functions such as payment for purchased items, recharging of the balance of the UIM card, ticketing, and transaction details inquiry. What is recorded in the memory of described UIM card 12 is autho...

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Abstract

The present invention enables a user to receive a financial service anywhere through a mobile terminal equipped with a UIM (User Identification Module) electronic card. In the present invention, a user enters his or her password to a mobile terminal with a UIM card including subscriber telephone number, finance, authorization, and personal information, then, if the entered password is correct, authorization is processed with a remote authorizing server based on the authorization information. After authorization, user's requesting service, e.g., payment service, transaction particulars inquiry service, prepaid card recharging service is conducted through a mobile network.

Description

[0001] This application has an international filing date of July 22, 2002, an international application number of PCT / KR02 / 01368, and a national application number of 02828819.X. Method for using value-added mobile services through the terminal” is a divisional application of the invention patent application. technical field [0002] The invention relates to a method for payment and recharging using a mobile terminal equipped with a UIM (User Identity Module) card. In particular, the present invention is directed to a mobile terminal with a UIM card including financial information and a method of using the mobile terminal, so that a UIM card containing many financial and authorization information can be added to the mobile terminal and provide online access by utilizing a local wireless communication module. and offline payment and recharge services. Background technique [0003] Usually, payment by IC card (credit card, debit card, prepaid card or transportation card) or r...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/00G06Q99/00H04B1/40
CPCG06Q20/341G06Q20/4014G06Q40/02H04B1/40H04W4/12H04W12/04
Inventor 柳尚佑李起滢金惠顺李贞元长海成金宰震
Owner SK PLANET CO LTD
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