Open multi-merchant sharing membership card system, terminal interaction method and merchant machine

Abstract

The invention discloses an open multi-merchant sharing membership card system, a terminal interaction method and a merchant machine. The method is used for realizing that one merchant manages own Ic membership card or at least two merchants independently manage the same Ic membership card and comprises the following steps: acquiring the corresponding merchant transaction basis and the corresponding merchant verification information which are obtained when the membership card members join in each merchant; and verifying the corresponding merchant transaction basis and the corresponding merchant verification information according to the identification and verification information of the merchant and computing the result of the transaction according to the transaction basis and the transaction information if passing verification. The invention has the following beneficial effect: the invention can simply realize that multiple merchants can share the IC membership card and the technology platform, maintain independency of each merchant in card issuing and member management and flexibility of mutual authorization and openly accept new merchants constantly.

Description

[0001] The present invention is a divisional application of the patent application documents with the filing date: September 21, 2004, the application number: 200710182233.8, and the title of the invention: an open multi-merchant shared membership card system and its construction method. technical field [0002] The invention relates to an IC card and an application system of the IC card, in particular to an open multi-merchant sharing membership card system, a terminal interaction method and a merchant machine. Background technique [0003] The IC (Integrated Circuit) card of the prior art is that an integrated circuit chip is embedded in the plastic substrate, and is packaged into the form of the card. The IC card chip has the ability to write data and store data. According to the different integrated circuits inlaid in the card, it can be divided into the following three categories: 1. The integrated circuit in the memory card is EEPROM (programmable read-only memory that...

AI Technical Summary

Problems solved by technology

The membership card system built according to the above management mode generally adopts the C / S (customer / service) mode computer processing technology based on ID (identity) identification: the way of member ID identification includes using the personal identification information of the merchant member printed on it , such as photos, and machine-readable data information corresponding to the member ID, such as barcode, magnetic card, ID card, etc., detailed member information and business rules for member management, including member personal information, historical consumption, such as consumption amount, Times, consumption time, consumption details, member discount rules and other information are stored in the sales terminal equipment set up by the merchant or in the computer of the sales system center. Members and / or merchants belonging to the consortium must go through the issuing unit to conduct supervision / query, resulting in Consumers who are merchant members have to hold multiple membership cards corresponding to different merchants / merchant syndicates

Although merchants can reduce the number of membership cards to a certain extent by issuing cards through the consortium, it is still impossible to realize the unified management of member information, historical consumption records and preferential rules through the management center when the system is built. Independently and directly develop its own membership and provide personalized membership policies for its own members, which is also not conducive to the confidentiality of information between merchants

[0008] To sum up, in the existing technology to realize the card issuance and management of merchant membership cards, either each merchant needs to build its own system for card issuance and management; or establish a unified system for card issuance and management through a consortium; The former is inconvenient for members to use the same card to enjoy the membership services of various merchants, and each merchant needs to build a new system for card issuance, and the cost is also high; the latter is not conducive to the confidentiality of information between merchants and the independence of card issuance and member management.

[0009] It can be seen that the existing technology is about how to easily realize the open sharing of an IC membership card and technology platform by multiple merchants, which can be independently and mutually authorized for member management, and does not require consumers to accept a new entity. IC card, in other words: consumers can choose any merchant / merchant combination with one card, become members of multiple merchants, enjoy personalized membership policies of each merchant, and new merchants can easily join this system without In terms of new technical systems and other aspects, there are no solutions that can be used for reference

Images