Intelligent card remote control method and system

Abstract

The invention discloses intelligent card remote control method and system. The method comprises the following steps: an intelligent card management platform receives a request for carrying out locking operation or unlocking operation on an intelligent card from a user; and the intelligent card management platform carries out short message interaction processing with a terminal side through a mobile network platform according to the request so that the terminal side carries out locking operation or unlocking operation on the intelligent card. Through the invention, when the intelligent card and the mobile station are robbed, lost and stolen and have serious irregularities, the user can apply to an intelligent card supervision department for carrying out short message locking and unlocking on the intelligent card and the terminal and forbidding or starting the use of the intelligent card so as to protect the safety of the user and departments related to the intelligent card to the largest extent and provide stronger flexibility effect for a payment system.

Description

technical field [0001] The invention relates to the communication field, in particular to a method and system for remote control of a smart card. Background technique [0002] Electronic payment refers to the use of commercial electronic tools and various electronic currencies as the medium, using computer technology and communication technology as the means, and realizing the circulation and payment of funds on the computer network system in the form of electronic data storage and transmission. [0003] In recent years, with the combination of Internet, mobile communication and computer technologies, mobile e-commerce represented by mobile payment has emerged as the times require. As an emerging electronic payment method, mobile payment has many characteristics such as convenience, speed, and low payment costs anytime, anywhere. As long as consumers have a mobile phone, they can complete financial management or transactions and enjoy the convenience brought by mobile payme...

AI Technical Summary

Problems solved by technology

However, these solutions all have certain deficiencies, or the system is very different from the current payment process and needs to be greatly changed, or the system security is not enough, and the user's payment information is still illegally used by others to forge to pay

Or the system fails to deal with the loss of mobile phones in time, resulting in huge losses for users and making users feel insecure

[0005] In view of the related technology based on electronic payment, the processing or system after the mobile phone is lost or stolen is very different from the current payment process, and a lot of changes need to be made, or the delay and loss of short messages have not been considered, and no consideration has been given. The balance between the system load and the security of the user's smart card has caused great inconvenience to the user, and no effective solution has been proposed yet

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