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A voice payment system

A voice payment and voice technology, applied in payment system structure, equipment, data processing applications, etc., can solve problems such as theft and illegal collection of user's bank card funds, and achieve the effect of improving security

Active Publication Date: 2016-08-03
EASYLINK PAYMENT CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In the process of making payment transactions by phone, the user's bank card number and password are often stolen by hackers through the Internet. Hackers copy the stolen bank card personal information and use it for online shopping payments, thereby illegally defrauding users bank card funds

Method used

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Embodiment Construction

[0034] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0035] An embodiment of the present invention provides a voice payment system, including a plurality of merchant transaction systems, voice payment equipment and a transaction payment platform connected in sequence.

[0036] Wherein, the merchant transaction system obtains the order information of the client through a voice link, sends the order information to the voice payment device, and obtains an identification mark from the voice payment device for the ord...

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PUM

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Abstract

The invention discloses a voice payment system, which comprises a plurality of merchant transaction systems, voice payment equipment and a transaction payment platform connected in sequence. The invention safely processes the payment information of multiple clients through the mutual cooperation of multiple merchant transaction systems, voice payment devices and transaction payment platforms, so as to prevent bank card numbers and passwords of the clients from being stolen by hackers through the network. The voice payment system provided by the present invention can obtain the information of the client separately, obtain the order information of the client through the merchant transaction system, obtain the payment information of the client through the voice payment device, and encrypt the payment information of the client in the voice payment device , so as to ensure that the bank card information of the client is not leaked, so as to ensure the security of the client, thereby improving the security of voice payment.

Description

technical field [0001] The invention relates to the technical field of voice payment, more specifically, to a voice payment system. Background technique [0002] Voice payment is a new payment method that performs payment transactions during phone calls. The existing voice payment method is for the user to establish a voice connection with the merchant's trading platform through the telephone. The merchant's trading platform will obtain information such as the mobile phone number, bank card number, and bank card password provided by the user, and the merchant's trading platform will pass the information provided by the user through the network. Send it to the transaction payment system. After the transaction payment system deducts the bank card number corresponding to the mobile phone number, it will notify the merchant transaction platform, and the merchant transaction platform will provide the user with corresponding services or products. [0003] During the research and ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/16
Inventor 李罗根
Owner EASYLINK PAYMENT CO LTD
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