Personal financial management system

A financial management and financial technology, applied in the field of personal financial management system, can solve problems such as debts that cannot be paid off, financial plans that cannot be tracked and adjusted, and financial experts who are mixed together.

Inactive Publication Date: 2012-10-03
苏州奇可思信息科技有限公司
View PDF3 Cites 12 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In response to this situation, banks and insurance companies have launched various wealth management and investment products for people to choose from. It takes a lot of energy to find the one that suits your current financial situation among these rich wealth management products. If it is not appropriate, ther

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Personal financial management system
  • Personal financial management system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0019] The preferred embodiments of the present invention will be described in detail below in conjunction with the accompanying drawings, so that the advantages and features of the present invention can be more easily understood by those skilled in the art, so as to define the protection scope of the present invention more clearly.

[0020] see figure 1 , the embodiment of the present invention includes:

[0021] A personal financial management system comprising:

[0022] User operation module 100, the user enters the user name and password to log in to the system, and enters relevant financial data, such as age, income, expenditure and other data;

[0023] Personal income and expenditure management module 200, used to manage the user's daily income and expenditure information;

[0024] The personal investment management module 300 is used to manage the investment income information of the user's financial products;

[0025] The report generation module 400 is used to gene...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The invention discloses a personal financial management system which comprises a user operation module, a personal income and expenditure management module, a personal investment management module, a report generation module, a financial planning module and a reminding module, wherein the user operation module is used for a user to input user a name and password login system to input relevant financial data; the personal income and expenditure management module is used for managing daily income and expenditure information of the user; the personal investment management module is used for managing information of income from investment of financial products of the user; the report generation module is used for generating various financial reports to know about the current financial status of the user; the financial planning module is used for generating a future financing plan and calculating a simulated result; the reminding module is used for reminding the user of various financial deadlines and financial operations going beyond the financing plan. With the adoption of the personal financial management system, the user can master the current financial status to achieve the balance of income and expenditure and can draw up a reasonable financing planning on the basis of the current property status and the financial goal.

Description

technical field [0001] The invention relates to the field of electronic information, in particular to a personal financial management system. Background technique [0002] With the increase of people's income, people's living standard has been greatly improved. Therefore, how to properly manage money and increase wealth to improve the quality of life or realize dreams has become a life topic for most people, especially the working class and white-collar workers with stable income. In response to this situation, banks and insurance companies have launched various wealth management and investment products for people to choose from. It takes a lot of energy to find the one that suits your current financial situation among these rich wealth management products. If it is not appropriate, there may be a situation where income and expenditure cannot be balanced and debts cannot be repaid. Therefore, the current situation is to seek help from professional financial experts for reco...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
IPC IPC(8): G06Q10/06
Inventor 葛长伟冯春瑾
Owner 苏州奇可思信息科技有限公司
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap