6 results about "Financial well being" patented technology

Systems, methods, and computer program products are presented for receiving and evaluating financial data of a client, creating classes for the financial data, and generating financial planning recommendations and financial plans including calculations defining an allocation of funds between the classes to maintain or achieve the client's financial goals. The system includes a server and user devices, each having a processor and memory. The user devices communicate with the server over a network. The server and the user devices cooperate to calculate and provide visibility to a client's finances, permit simulation of performance when an attribute of the client's financial data is revised and to provide a measurement tool of performance and of client's decision-making process. The system employs graphical user interfaces that allow an interactive review and modification of a client's financial data during meetings between the client and one or more of their financial planning advisers.

The application belongs to the technical field of data processing. An intelligent financial data anomaly auditing method and system are provided. After a first suspected anomaly database and a second suspected anomaly database are combined, a final anomaly database is obtained. For data that is not determined to be abnormal, financial related features are extracted to construct a feature vector, and a support vector machine model is used to calculate the probability of belonging to each type of anomaly. When the probability is greater than a set threshold, the corresponding data is added to the final anomaly database. According to the amount of abnormal data, the importance weight of the business, and the impact coefficient on the financial situation, the final anomaly severity evaluation result is determined. Through the automatic data collection, cleaning, standardization, and anomaly identification and analysis process, the time and workload of manual operation are greatly reduced, the financial data audit can be completed in a shorter time, and the efficiency of the audit work is improved.

We provide the system. [Solution] A means of analyzing input information using a generative artificial intelligence model and generating personalized financial advice for the user, A means of analyzing emotional information from users and deriving responses appropriate to their emotional state, A speech recognition means that processes voice input and converts it into text information, A speech synthesis means that provides the generated financial advice as an audio output, A means of analyzing users' spending information in real time and providing advice on reducing spending based on their individual financial situation, A system that includes this.

Provide a system. 【Solution means】 Financial data connection means, Financial information connection means, Information classification means for classifying personal financial behavior information collected using the financial information connection means, Information processing means for storing and analyzing the information obtained by the information classification means, Proposal generation means for generating proposals for improving an individual's financial situation based on the analysis results of the information processing means, Information providing means for providing the proposals obtained by the proposal generation means to an individual, Visual display means for visually displaying an individual's income and expenditure information in real time, Investment proposal means for making specific investment proposals based on an individual's goals, A system including the above.

Provide a system. 【Solution means】 Information processing means for inputting an individual's financial information and organizing / analyzing it, Income and expenditure analysis means for analyzing income and expenditure patterns based on an individual's financial data and identifying trends, Plan generation means for generating an individualized savings plan and asset formation proposal based on the analysis results, Language processing means for responding to an individual's questions using natural language, Emotion analysis means for estimating an individual's emotional state and proposing lifestyle improvement, Reporting means for regularly reporting the financial situation and notifying improvement proposals, Settlement real-time tracking means for obtaining electronic payment information in real time and assisting in optimizing savings and expenditures, A system including the above.

We provide the system. [Solution] A means of analyzing collected financial data and evaluating an individual's financial situation based on their income, expenses, debts, and insurance contracts, A means to construct risk-managed investment proposals and automatically generate optimal insurance proposals and wealth accumulation plans, A means for dynamically generating personalized financial proposals using a generative AI model and providing prompt statements to support decision-making, A means for notifying the user device of the generated proposal and for executing and monitoring it based on the user's approval, A system that includes this.