System and method for verifying authenticity of financial self-service terminal

A technology for financial self-service and service terminals, which is applied in the field of systems for verifying the authenticity of financial self-service terminals, can solve problems such as the inability to verify the authenticity of ATMs, and achieve the effects of convenient verification, low cost and high accuracy

Inactive Publication Date: 2013-08-28
GUANGZHOU KINGTELLER TECHNOLOGY CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Moreover, if a fake "background" or a fake mobile phone sending station is forged, it is impossible to verify the authenticity of the ATM
[0004] Therefore, in the prior art, there is no scheme for simply and quickly identifying the authenticity of bank self-service terminals

Method used

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  • System and method for verifying authenticity of financial self-service terminal
  • System and method for verifying authenticity of financial self-service terminal
  • System and method for verifying authenticity of financial self-service terminal

Examples

Experimental program
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Effect test

Embodiment

[0048] refer to figure 1 , which is a structural diagram of a system module for verifying the authenticity of a financial self-service terminal according to the present invention, including a self-service equipment device, a communication device and a bank server device;

[0049] The self-service equipment device is used for terminal equipment for financial self-service services such as deposits, withdrawals, and transfers, especially terminal equipment for financial services that require password input and card insertion operations. Typical equipment on the market such as ATMs can also be Banking websites where financial account operations can be performed, etc.

[0050] The communication device is a communication link and related equipment used to connect the customer and the banking host, and is a terminal device capable of self-service operation of the financial business. It needs to communicate with the bank host in real time to complete the user's financial self-service....

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PUM

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Abstract

The invention discloses a system and a method for verifying the authenticity of a financial self-service terminal. The system comprises a self-service apparatus, a communication device and a bank server device; the self-service apparatus can be financial self-service terminal equipment capable of providing deposit, withdrawal deposit or account transfer service for users, or terminal equipment capable of providing financial services by requiring password entry and card insertion operation; the communication device can be communicated with a bank host instantly to finish the financial self-service for users, and the communication device is used for connecting a customer and the communication links of a bank service host; and the bank server device is a service system capable of managing user account information and deposit of the user. According to the system and the method for verifying the authenticity of the financial self-service terminal, the operation is simple, the verification is convenient, no extra communication channels are needed, the cost is lower, the verification can be realized only by utilizing the existing communication links of the self-service terminal and the bank host, more importantly, the defects caused by the second communication link such as a mobile device and unreliable information source are completely eradicated.

Description

technical field [0001] The invention relates to the technical field of financial self-service terminals, in particular to a system and method for verifying the authenticity of financial self-service terminals. Background technique [0002] With the in-depth development of my country's financial electronic construction, the application of bank self-service terminals in the financial industry is becoming more and more extensive. At the same time, criminals have also targeted bank self-service terminals, and counterfeit ATMs have appeared to steal user account information, card information and password information, which has brought great harm to the security of card users' funds. [0003] Chinese invention patent 200510137405.0 discloses a system and method for ATM identity verification by mobile phone. Although the technical solutions of the above three patents can improve security to a certain extent for the system of identifying bank self-service equipment, the verificatio...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F19/00
Inventor 王火华李华廖飞
Owner GUANGZHOU KINGTELLER TECHNOLOGY CO LTD
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