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Iris-verification-based verifying method for authenticating of bank card owner

A technology of identity verification and verification method, applied in the field of bank card payment verification, can solve the problems of easy to be cracked, through card consumption, easy to confuse the passwords of multiple cards, etc., to achieve the effect of not easy to crack

Inactive Publication Date: 2014-06-11
DALIAN HONGYU TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, at present, card payment is verified by entering a password. Password verification has the following defects: (1) It is easy to be cracked; (2) It is easy to forget if it is not used for a long time; (3) The passwords of multiple cards are easy to confuse
Moreover, once the card is picked up by others, there will be consumption through the card

Method used

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  • Iris-verification-based verifying method for authenticating of bank card owner

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Embodiment Construction

[0015] The present invention provides an iris-based login verification method for an operating system. The technical solution of the present invention will be described in detail below in conjunction with the accompanying drawings.

[0016] figure 1 It is a flow chart of the method of the present invention, as shown in the figure. The method for verifying the identity of bank card holders based on iris verification is characterized in that it includes the following steps:

[0017] S1. When applying for a bank card, extract the iris information of the bank card owner and store it in the bank system database;

[0018] S2. When the bank card holder makes payment through the bank card, the payment terminal extracts the iris information of the bank card holder, and sends the iris of the bank card holder to the banking system center;

[0019] S3. The bank system center matches and verifies the bank card holder's iris information with the bank card owner's iris information stored i...

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Abstract

The invention discloses an iris-verification-based verifying method for the authenticating of a bank card owner. The method includes extracting the iris information of the bank card owner, and storing into a bank system database; when the bank card owner pays by a bank card, allowing a payment terminal to extract the iris information of the bank card owner and send to a bank system center; allowing the bank system center to match and verify the iris information of the bank card owner with iris information of the bank card owner in the bank system database; after matching and verification are completed, allowing the bank system center to send verifying result information to the payment terminal; when the verifying result information shows the matching and verification are succeed, allowing the payment terminal to support the bank card to pay. According to the technical scheme, the method has the advantages that the iris serves as verifying information of bank card payment, the bank card is not easy to compromise, and password forgetting is eliminated.

Description

technical field [0001] The invention relates to a bank card payment verification method, in particular to a verification method for bank card holder identity verification based on iris verification. Background technique [0002] With the development of world economy and science and technology, more and more people pay fees through bank cards, credit cards, debit cards, etc., instead of the previous cash payment. It is very convenient to pay in the form of bank cards, credit cards, debit cards and other cards. However, at present, card payment is verified by entering a password. Password verification has the following defects: (1) easy to be cracked; (2) easy to forget if not used for a long time; (3) multiple card passwords are easy to confuse. Moreover, once the card is picked up by others, consumption through the card will occur. Contents of the invention [0003] In view of the above problems, the present invention develops a verification method based on iris verifica...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F7/08
Inventor 林延坤
Owner DALIAN HONGYU TECH
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