Payment system and method based on smart card

A payment system and smart card technology, applied in the field of smart card-based payment system, can solve the problems of easily lost electric cards and achieve the effect of avoiding loss

Active Publication Date: 2014-07-16
NEWNAGY TANGSHAN
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The invention provides a smart card-based payment system and payment method to solve the problem in the prior art that users have to go out to pay and easily lose their electric cards

Method used

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  • Payment system and method based on smart card
  • Payment system and method based on smart card
  • Payment system and method based on smart card

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Embodiment Construction

[0015] In order to fully understand the purpose, features and effects of the present invention, the present invention will be described in detail through the following specific embodiments, but the present invention is not limited thereto.

[0016] The invention provides a smart card-based payment system and payment method, which are used to solve the problem in the prior art that users have to go out to pay and easily lose the electric card.

[0017] figure 1 A schematic structural diagram of a payment system based on a smart card provided by an embodiment of the present invention is shown, as shown in figure 1 As shown, the payment system includes: a supplier server 11 , a base station 12 , a smart card 13 and a smart meter 14 . In this embodiment, the payment of electricity bills is taken as an example. Therefore, in the following description, the supplier server 11 generally refers to the server of the power supply bureau. The supplier server can be one or more. When ther...

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PUM

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Abstract

The invention discloses a payment system and method based on a smart card and aims to solve the problem that a user is definitely required to go out to pay the fees and an electricity card is prone to be lost in prior art. The payment system comprises a supplier server, a base station, the smart card and a smart table, wherein the supplier server is used for receiving a payment request sent by a client side, a payment order is generated according to user information and payment amount which are contained in the payment request, and the payment order is sent to the base station; the base station is used for receiving and obtaining user information contained in the payment order, and the payment order is sent to the smart card which corresponds to the user information; the smart card is used for receiving the payment order sent by the base station, remaining sum information of the smart card is modified according to the payment amount contained in the payment order, and the modified remaining sum information is sent to the smart table; the smart table is used for finishing payment according to the modified remaining sum information after receiving the modified remaining sum information.

Description

technical field [0001] The invention relates to the technical field of electronic information, in particular to a payment system and payment method based on a smart card. Background technique [0002] In real life, users often need to pay various fees. Taking daily consumption as an example, they need to pay various fees such as electricity, water, and gas fees. Taking the payment of electricity bills as an example, the current common method is that users purchase electricity through an electric card, and then insert the electric card into the meter after purchasing electricity to realize the electricity purchase. When buying electricity, you can go to the power supply bureau to buy it, or you can buy it through the Lakala terminal set up in public places such as shopping malls. [0003] It can be seen that in the prior art, when the user needs to pay the fee, he must go out with the electric card to purchase, so it brings a lot of inconvenience to the user: on the one hand...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F15/06
CPCY04S30/14Y02T90/167
Inventor 徐传毅
Owner NEWNAGY TANGSHAN
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