Mobile terminal with card charge function

Abstract

The invention discloses a mobile terminal with a card charge function. The mobile terminal comprises a BT / FM module, a memory, a T-Flash card, a radio frequency module, an MIC, a horn, an LCM, an earpiece, a camera and an IO interface connected with a CPU respectively. The mobile terminal also comprises a magnetic card identification module and a hardware safety protection circuit, wherein the magnetic card identification module is connected with the CPU via the hardware safety protection circuit. When a bankcard is swiped at the place where the magnetic card identification module on the mobile terminal is located, the magnetic card identification module is triggered, the hardware safety circuit starts to work at the time, the magnetic card identification module sends information of the bankcard to the CPU via the hardware safety circuit, and after the CPU integrates the information of the bankcard, information is sent out through protection of the hardware safety circuit and then via the radio frequency module, and thus communication with a bank system corresponding to the bankcard is realized. The mobile terminal with a card charge function has the advantages of improving the utilization rate of the bankcard, replacing the card swiping tool on the market, and realizing convenient consumption.

Description

technical field [0001] The invention relates to a terminal card swiping system, in particular to a mobile terminal with a card swiping charging function. Background technique [0002] By the end of 2011, the cumulative number of bank cards issued in my country exceeded 2.85 billion, a year-on-year increase of 18%. Bank card cross-bank transactions exceeded 16 trillion yuan and 10.4 billion transactions throughout the year, a year-on-year increase of 44% and 24% respectively. Although my country's bank card industry has achieved considerable development, the number of cards issued is increasing day by day, and the proportion of card consumption is also increasing, but an unavoidable problem is that there is a problem of a very low "live card rate" in the environment of a large number of cards issued. The problem is that a considerable number of bank cards are in an "idle" state, resulting in a great waste of social resources. Therefore, how to improve the utilization rate of...

AI Technical Summary

Problems solved by technology

[0005] Most of the existing mobile payment systems use mobile phones as network platforms to complete payment through third-party software, or special POS machines to complete payment transactions, but for the former, it is impossible to realize a large number of bank card swiping transactions. It is a waste of resources, and for the second transaction system, it seems that it is not very convenient for ordinary people to use bank cards to complete transactions directly

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