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Payment method and system of voice recognition terminal

A speech recognition and payment system technology, applied in speech recognition, payment system, payment system structure, etc., can solve the problems of low security and reliability, improve security and reliability, and avoid interception and recording cracking.

Inactive Publication Date: 2015-03-04
WUXI BIOKEE BIOMETRICS TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The technical problem solved by the present invention is to provide a payment method and system for a voice recognition terminal, which solves the technical defects of low security and reliability of the existing terminal payment method

Method used

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  • Payment method and system of voice recognition terminal
  • Payment method and system of voice recognition terminal

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Embodiment Construction

[0017] The present invention provides a payment method and system for a voice recognition terminal. In order to make the purpose, technical solution and effect of the present invention clearer and clearer, the present invention will be further described in detail below with reference to the accompanying drawings and examples.

[0018] The speech recognition terminal of the present invention can be any electronic device with a speech recognition function, such as a mobile phone, a tablet computer, a notebook, and a POS machine with a speech sensor and a speech processing chip. The voice sensor and the voice processing chip are used to extract voice verification content and voiceprint features from the voice verification information read out by the user.

[0019] figure 1 It is a flow chart of the payment method of the voice recognition terminal in the first embodiment of the present invention, the payment method includes steps:

[0020] S1: The voice recognition terminal start...

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Abstract

The invention relates to a payment method and system of a voice recognition terminal. According to the method, a voice recognition terminal logs in a payment server and sends a payment request of a user; the payment server generates dynamic voice verification information and carries out returning; the voice recognition terminal collects the voice verification information read out by the user and extracts a voice verification content and a voice print feature from the information; a payment client sends the obtained payment information, voice verification content, and voice print feature to the payment server; and after verifying the voice verification content and the voice print feature successfully, the payment server carries out payment operation according to the payment account number and payment information of the user. According to the technical scheme of the invention, the legal identity of the user is verified based on the voice print verification and identification; and because the voice verification content is generated dynamically and is changed randomly, a phenomenon that the user verification voice is intercepted and copied can be prevented, thereby improving security and reliability of the voice identity authentication.

Description

technical field [0001] The invention relates to the field of mobile payment, in particular to a payment method and system for a voice recognition terminal. Background technique [0002] With the rapid development of Internet and mobile terminal technology, online payment and mobile payment are increasingly used in e-commerce. For example, when making payment for online shopping, the merchant will send a link to the payment web page to the user's bound mobile phone number. The user logs in to the payment web page through the mobile phone, and the user enters the password corresponding to the bound account and the dynamic verification code. The payment server verifies the banker's password and Pay after verifying the code. The security of the user’s account password information in this payment method is not high, especially when the user’s account password information is easily peeped and obtained by others during on-site payment, resulting in potential information security r...

Claims

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Application Information

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IPC IPC(8): G06Q20/40G06F21/32G10L15/26G10L17/00
CPCG06Q20/40145G10L15/26G10L17/00
Inventor 邵宇
Owner WUXI BIOKEE BIOMETRICS TECH
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