Payment authentication method, device and system

A payment authentication and payment terminal technology, applied in the field of payment authentication using iris recognition, can solve problems such as the influence of the success rate of recognition, the influence of the speed of iris recognition, etc., and achieve the effects of fast iris comparison, narrowing the scope, and reducing the number of

Active Publication Date: 2015-03-25
EYESMART TECH
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, due to the configuration of the mobile phone, especially the quality of the front camera, the success rate of recognition will still be affected
[0004] In addition, when the size of the iris template library is large, the speed of iris recognition will be greatly affected

Method used

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  • Payment authentication method, device and system
  • Payment authentication method, device and system
  • Payment authentication method, device and system

Examples

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Embodiment Construction

[0042] Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. Although exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited by the embodiments set forth herein. Rather, these embodiments are provided for more thorough understanding of the present disclosure and to fully convey the scope of the present disclosure to those skilled in the art.

[0043] figure 1 A payment authentication system 100 according to one embodiment of the invention is shown. The system 100 includes a server 110, a payment terminal 120 and a mobile terminal 130, wherein there may be multiple mobile terminals 130. Server 110 may be, for example, a remote cloud server physically located at one or more locations. The payment terminal 120 is, for example, a POS machine, a teller machine or any type o...

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Abstract

The invention discloses a payment authentication method of a server. The server can be connected with a payment terminal and multiple mobile terminals through a network. The method comprises the steps that a payment request and an iris template, scanned by the payment terminal, of a user are received from the payment terminal; position information of the multiple mobile terminals and position information of the payment terminal are acquired; at least one mobile terminal within a preset distance range of the payment terminal is selected; at least one first registered iris template set, associated with the at least one mobile terminal, of the user is acquired; whether registered iris templates consistent with the scanned iris template of the user exist in the first registered iris template set is queried; if yes, the identity of the user is authenticated, and the payment terminal is informed that the authentication succeeds.

Description

technical field [0001] The present invention relates to payment authentication technology, more particularly, relates to the payment authentication technology utilizing iris recognition. Background technique [0002] In recent years, more and more people have joined the ranks of mobile payment. Users only need to use their mobile phones to complete many basic banking services without leaving home. Compared with the traditional "swipe card + password" payment method, the former is faster and more convenient. On the other hand, security issues in payment have always been a major concern. [0003] To sum up, biometric technology is more and more widely used in mobile payment to improve the security of payment. For example, currently proposed identity authentication methods that use fingerprints instead of passwords for mobile payment (such as Alipay's fingerprint payment), compared with digital passwords, fingerprints are unique, stable, and difficult to copy, and are more re...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q20/32
CPCG06Q20/3224G06Q20/40145
Inventor 王晓鹏徐鹤菲耿汉诚郭晓亮
Owner EYESMART TECH
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