Consumption payment method based on vehicle identity electronic identification

Abstract

The invention discloses a consumption payment method based on a vehicle identity electronic identification. The method comprises the following steps: establishing a charging account corresponding to the vehicle identity electronic identification on a background which records vehicle identity information and is fixedly connected with a vehicle identity electronic identification management system on a vehicle, and establishing an payment account which is associated with the charging account and comprises payment subject information in the background; when vehicle-involved consumption happens to the vehicle, reading and transmitting consumption information to the background by the electronic identification management system; after charging is performed in the charging account corresponding to the vehicle identity electronic identification, turning to the payment account which is associated with the charging account, and performing payment of charges by a payment subject. According to the method, the charging account and the payment account are separated from each other and are processed according to specified associated information; automatic, safe and convenient payment of various types of vehicle-involved consumption in a cross-region, multi-payment-subject and low-rate environment can be realized; the convenience in the payment of the vehicle-involved consumption and the payment efficiency are greatly improved; the resources are saved; effective administration of the vehicle-involved consumption is favorably realized.

Description

technical field [0001] The invention relates to an interaction method between RFID and the Internet, in particular to a payment method for vehicle-related consumption based on the electronic vehicle ID (RFID). Background technique [0002] With the development of the automobile industry, there are more and more projects for automobile services, and the charging methods need to be more convenient, fast, safe and reliable. However, most of the existing billing and charging for car-related consumption is through traditional methods such as cash and bank cards, and the subject and process of billing and payment are completely unified and inseparable. The method is single and inefficient, which cannot satisfy The demand for the use and consumption attributes of automobiles, and has not formed a variety of advanced, fast and convenient payment methods that are currently widely used, including prepaid cards, e-wallets, third-party payments, online payments, etc., in order to ac...

AI Technical Summary

Problems solved by technology

However, most of the existing billing and charging for car-related consumption is through traditional methods such as cash and bank cards, and the subject and process of billing and payment are completely unified and inseparable. The method is single and inefficient, which cannot satisfy The demand for the use and consumption attributes of automobiles, and has not formed a variety of advanced, fast and convenient payment methods that are currently widely used, including prepaid cards, e-wallets, third-party payments, online payments, etc., in order to achieve cross-industry, cross-border Automatic, safe and convenient payment formats for regions, multiple payment entities and low-rate consumption

In addition, some of the current charging / payment methods for car-related consumption only rely on the real-name system to open the card, especially in the case that the current consumption billing and payment subject are inseparable, the actual consumer subject cannot be locked, let alone realized. The demand for non-stop payment when cars are crossing roads, bridges, highways, parking lots, etc., especially in the case of actual consumption and payment of the same vehicle by multiple different entities in the process of car-related consumption. Unable to automatically identify the actual payment subject in car-related consumption

Although payment methods such as ETC and stored-value cards have been used in road-crossing / bridge consumption to realize the identification of billing and payment, it still fails to solve the problem of the binding of billing and payment entities in the above-mentioned car-related consumption. Therefore, there are still things to be improved and perfected in terms of convenience, speed, accurate identification, real-name consumption, and the supervision of vehicle use (especially the supervision of bus use, etc.)