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Induction payment method and device based on electronic identity recognition carrier

An electronic identity and carrier technology, applied in payment systems, payment architectures, payments involving neutral parties, etc., can solve problems such as mobile terminal security risks and information leakage, and achieve the effect of avoiding information leakage and ensuring security.

Inactive Publication Date: 2015-07-15
BEIJING QIHOO TECH CO LTD +2
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, due to the need to enter personal information such as name, bank card number, ID number, mobile phone number, etc., it may lead to information leakage, which makes the payment of mobile terminals a great security risk.

Method used

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  • Induction payment method and device based on electronic identity recognition carrier
  • Induction payment method and device based on electronic identity recognition carrier
  • Induction payment method and device based on electronic identity recognition carrier

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Embodiment Construction

[0058] Embodiments of the present invention are described in detail below, examples of which are shown in the drawings, wherein the same or similar reference numerals designate the same or similar elements or elements having the same or similar functions throughout. The embodiments described below by referring to the figures are exemplary only for explaining the present invention and should not be construed as limiting the present invention.

[0059] Those skilled in the art will understand that unless otherwise stated, the singular forms "a", "an", "said" and "the" used herein may also include plural forms. It should be further understood that the word "comprising" used in the description of the present invention refers to the presence of said features, integers, steps, operations, elements and / or components, but does not exclude the presence or addition of one or more other features, Integers, steps, operations, elements, components, and / or groups thereof. It will be unders...

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Abstract

The invention provides an induction payment method based on an electronic identity recognition carrier. The induction payment method includes the steps of obtaining identity information stored by the electronic identity recognition carrier through induction; authenticating the identity information through a first remote interface; after authentication is successful, submitting payment data through a second remote interface to implement payment; displaying payment result information. Correspondingly, the invention further provides an induction payment device based on the electronic identity recognition carrier. According to the method, the payment process of a mobile terminal is authenticated through the electronic identity information, and meanwhile the information of the electronic identity recognition carrier is obtained based on an NFC technology, so that a user can achieve safe and rapid payment through simple attachment operation.

Description

technical field [0001] The invention relates to the field of mobile terminal payment, in particular, the invention relates to an inductive payment method and a corresponding device based on an electronic identification carrier. Background technique [0002] With the development of mobile e-commerce, various forms of mobile terminal payment, especially smart phone terminal payment, have been derived. It mainly includes SMS payment, scanning QR code payment, fingerprint payment, sound wave payment, etc. The types of mobile payment can be divided into bank card payment, third-party payment account payment and communication payment account payment according to the nature of the account. The simplicity and convenience of mobile payment methods make this payment method more and more popular. However, due to the need to input personal information such as name, bank card number, ID number, mobile phone number, etc., it may lead to information leakage, making the payment of mobile ...

Claims

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Application Information

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IPC IPC(8): G06Q20/02G06Q20/12G06Q20/32G06Q20/38G06Q20/42
Inventor 马新悦李鸿明刘文博陶伟华
Owner BEIJING QIHOO TECH CO LTD