Multi-channel network payment method and system

A network payment and multi-channel technology, applied in the Internet field, can solve the problems of single financial payment channel, affect the selection and convenience of online payment of consumers and users, limit the range of choices of consumers and users, and achieve the effect of reducing business complexity

Inactive Publication Date: 2016-03-09
江西掌中无限网络科技股份有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In many of today's online payment platform systems, the connection to financial payment channels is relatively simple, and they are often only connected to the payment platform of

Method used

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  • Multi-channel network payment method and system
  • Multi-channel network payment method and system

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Embodiment Construction

[0028] In order to facilitate the understanding of the present invention, the present invention will be described more fully below with reference to the associated drawings. A preferred embodiment of the invention is shown in the drawings. However, the present invention can be embodied in many different forms and is not limited to the embodiments described herein. Rather, these embodiments are provided so that the disclosure of the present invention will be thorough and complete.

[0029] see figure 1 , figure 1 A flow chart showing the multi-channel network payment method according to the first embodiment of the present invention includes the following steps:

[0030] S102, the consumer user initiates a network payment request to the multi-channel network payment system through an APP or a system with payment service requirements;

[0031] S104. The multi-channel network payment system receives the network payment request initiated by the consumer user, and sends the netw...

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Abstract

The present invention discloses a multi-channel network payment method. The method comprises the following steps that: (1) a consumer user initials a network payment request to a multi-channel network payment system through an APP or a system with a payment service requirement, (2) the multi-channel network payment system receives the network payment request initiated by the consumer user and sends the network payment request to a telecommunications network operator or a third-party payment platform, (3) the telecommunications network operator or the third-party payment platform initiates payment verification to the consumer user, and (4) after the security compliance verification of the telecommunications network operator or the third-party payment platform is passed, a network payment deduction operation is executed. The invention also provides a multi-channel network payment system with the application of the above method. According to the multi-channel network payment method and system, the network payment can be completed through the multi-channel network payment system, the service complexity of the network payment is reduced, and thus the network payment is more convenient and fast.

Description

technical field [0001] The invention relates to the Internet field, in particular to a multi-channel network payment method and system. Background technique [0002] With the rapid development of Internet technology, more and more consumers, manufacturers and financial institutions use secure electronic payment methods on the Internet for network payment or fund transfer. Online payment uses advanced technology to complete information transmission through digital circulation. Its working environment is based on an open Internet system platform. Compared with traditional payment, online payment has the advantages of convenience, speed, efficiency and economy. [0003] In many of today's online payment platform systems, the connection to financial payment channels is relatively simple, and they are often only connected to the payment platform of a single institution, which limits the range of choices for consumers to use online payment methods, and greatly affects consumers' u...

Claims

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Application Information

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IPC IPC(8): G06Q20/02G06Q20/04G06Q20/12G06Q20/40
CPCG06Q20/12G06Q20/023G06Q20/04G06Q20/401
Inventor 王彪任燕
Owner 江西掌中无限网络科技股份有限公司
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