Multi-channel network payment method and system

Abstract

The present invention discloses a multi-channel network payment method. The method comprises the following steps that: (1) a consumer user initials a network payment request to a multi-channel network payment system through an APP or a system with a payment service requirement, (2) the multi-channel network payment system receives the network payment request initiated by the consumer user and sends the network payment request to a telecommunications network operator or a third-party payment platform, (3) the telecommunications network operator or the third-party payment platform initiates payment verification to the consumer user, and (4) after the security compliance verification of the telecommunications network operator or the third-party payment platform is passed, a network payment deduction operation is executed. The invention also provides a multi-channel network payment system with the application of the above method. According to the multi-channel network payment method and system, the network payment can be completed through the multi-channel network payment system, the service complexity of the network payment is reduced, and thus the network payment is more convenient and fast.

Description

technical field [0001] The invention relates to the Internet field, in particular to a multi-channel network payment method and system. Background technique [0002] With the rapid development of Internet technology, more and more consumers, manufacturers and financial institutions use secure electronic payment methods on the Internet for network payment or fund transfer. Online payment uses advanced technology to complete information transmission through digital circulation. Its working environment is based on an open Internet system platform. Compared with traditional payment, online payment has the advantages of convenience, speed, efficiency and economy. [0003] In many of today's online payment platform systems, the connection to financial payment channels is relatively simple, and they are often only connected to the payment platform of a single institution, which limits the range of choices for consumers to use online payment methods, and greatly affects consumers' u...

AI Technical Summary

Problems solved by technology

[0003] In many of today's online payment platform systems, the connection to financial payment channels is relatively simple, and they are often only connected to the payment platform of a single institution, which limits the range of choices for consumers to use online payment methods, and greatly affects consumers' use of the Internet. Choice and convenience of payment

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