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Payment method, payment device and wearable device

A wearable device and payment device technology, applied in payment system, payment system structure, protocol authorization, etc., can solve the problems of not being convenient enough, wearable devices cannot carry out mobile payment, etc., and achieve the effect of reducing complexity and improving convenience

Inactive Publication Date: 2016-06-08
YULONG COMPUTER TELECOMM SCI (SHENZHEN) CO LTD
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  • Abstract
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  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, the NFC chip and its antenna and the ESE chip used for mobile payment are all set inside the terminal, and this payment function is actually carried out in the terminal, which only uses wearable devices for identity authentication, that is, can The wearable device itself cannot perform mobile payment. Even for small payments, it is necessary to carry the terminal with the wearable device, which is not convenient enough

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  • Payment method, payment device and wearable device
  • Payment method, payment device and wearable device
  • Payment method, payment device and wearable device

Examples

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Embodiment Construction

[0033] In order to understand the above-mentioned purpose, features and advantages of the present invention more clearly, the present invention will be further described in detail below in conjunction with the accompanying drawings and specific embodiments. It should be noted that, in the case of no conflict, the embodiments of the present application and the features in the embodiments can be combined with each other.

[0034] In the following description, many specific details are set forth in order to fully understand the present invention. However, the present invention can also be implemented in other ways different from those described here. Therefore, the protection scope of the present invention is not limited by the specific details disclosed below. EXAMPLE LIMITATIONS.

[0035] figure 1 A flow chart of a payment method according to an embodiment of the present invention is shown.

[0036] Such as figure 1 As shown, the payment method according to one embodiment of...

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Abstract

The invention discloses a payment method, a payment device and a wearable device. The payment method includes the following steps that: a payment request is obtained; whether the payment request is about small amount payment is judged; and if the payment request is about small amount payment, a free-password payment transaction initiated by an NFC chip, and a payment process is completed. With the payment method provided by the technical schemes of the invention adopted, when it is judged that the payment request is about the small amount payment, the wearable device can directly interact with a peripheral payment device through an antenna, electronic cashes are deducted from the wearable device, free-password payment can be realized, and therefore, the convenience of mobile payment can be enhanced, and at the same time, the complexity of mobile phone hardware can be reduced, an independent mobile payment function can be realized for the wearable device, and the convenience of the mobile payment and the practicability of the wearable device can be improved.

Description

technical field [0001] The present invention relates to the technical field of terminals, in particular, to a payment method, a payment device and a wearable device. Background technique [0002] At present, the identity authentication information can be written into the chip of the wearable device, so that the terminal can connect to the wearable device to read the identity authentication information for authentication when making payment, so that the terminal can realize password-free payment. [0003] However, the NFC chip and its antenna and the ESE chip used for mobile payment are all set inside the terminal, and this payment function is actually carried out in the terminal, which only uses wearable devices for identity authentication, that is, can The wearable device itself cannot perform mobile payment. Even for small payments, it is necessary to carry the terminal and the wearable device with you, which is not convenient enough. [0004] Therefore, a new technical s...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/36G06Q20/38G06Q20/40
CPCG06Q20/3278G06Q20/3678G06Q20/3823G06Q20/401G06Q20/321
Inventor 陈历伟
Owner YULONG COMPUTER TELECOMM SCI (SHENZHEN) CO LTD
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