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A scoring method and device

A processing method and processing device technology, applied in data processing applications, finance, instruments, etc., can solve the problems of large resource consumption and low scoring processing efficiency, and achieve the effect of improving efficiency and saving computing resources

Active Publication Date: 2021-07-13
CHINA UNIONPAY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The embodiment of the present invention provides a scoring processing method and device to solve the technical problems that the scoring engine used in the prior art consumes a lot of computing resources and the efficiency of scoring processing is low

Method used

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  • A scoring method and device

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Embodiment Construction

[0051] In order to make the purpose, technical solutions and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings. Obviously, the described embodiments are only some of the embodiments of the present invention, rather than all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0052] The scoring processing method in the embodiment of the present invention is applicable to scoring processing in various scenarios, for example, scoring user credit according to user consumption information.

[0053] figure 1 It is a schematic flow chart corresponding to a scoring processing method provided by an embodiment of the present invention, and the method includes:

[0054] Step 101, receiving a scoring request message o...

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Abstract

The embodiment of the invention discloses a scoring processing method and device. In the embodiment of the present invention, by receiving the scoring request message of the object to be scored, and according to the attribute information of the object to be scored in the scoring request message and the filtering conditions of the scoring card, the target scoring card is filtered out from the scoring card, and then according to each described The scoring rules of the target scorecard, obtaining the associated information related to the attribute information in each scoring rule, and then according to the attribute information of the object to be scored and the associated information of the attribute information, or, according to the attribute of the object to be scored Information to obtain the execution results of each of the target score cards, and finally determine the scoring results of the object to be scored according to the execution results of each of the target score cards. The embodiment of the present invention only needs to execute target scorecards, which can effectively prevent some scorecards from being executed meaninglessly, save computing resources, and improve the efficiency of scoring processing.

Description

technical field [0001] The present invention relates to the technical field of scoring, in particular to a scoring processing method and device. Background technique [0002] With the increasing development of the information society, personal information has also become a resource. Merchants, banks and other departments will collect information on relevant customer groups according to their own needs. For example, the bank registers the information of its customers, and then creates an information table to provide reference for subsequent financial management or loan business. Many merchants will also build customer information bases according to their own needs, and release their product information to potential customers in a timely manner. According to different needs, each merchant or enterprise will establish different customer information forms to register customer information. For example, each bank will have a personal information collection card for customer cre...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 魏天华周斌祝军伟
Owner CHINA UNIONPAY