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Vehicle loss assessment claim settlement method and apparatus based on mobile network communication

A mobile network and vehicle technology, which is applied in the field of vehicle loss assessment, can solve problems such as low efficiency, traffic congestion, and loss assessment methods without professional background, and achieve the effect of short occupation time and high efficiency

Inactive Publication Date: 2016-12-14
SHENZHEN LONGRISE SCI & TECH
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The present invention provides a method and device for vehicle loss assessment and settlement based on mobile network communication, the main purpose of which is to solve the technical problem of traffic congestion caused by the existing loss assessment methods without professional background or low efficiency

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  • Vehicle loss assessment claim settlement method and apparatus based on mobile network communication
  • Vehicle loss assessment claim settlement method and apparatus based on mobile network communication
  • Vehicle loss assessment claim settlement method and apparatus based on mobile network communication

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Embodiment Construction

[0038] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0039] The invention provides a vehicle damage assessment method based on mobile network communication. refer to figure 1 As shown in the figure, it is a flow chart of the first embodiment of the vehicle damage and claim settlement method based on mobile network communication in the present invention.

[0040] In this embodiment, the method for determining vehicle damage and claim settlement based on mobile network communication includes:

[0041] Step S10, the mobile terminal collects the image information of the damaged parts of the accident vehicle, and sends a vehicle damage assessment request to the vehicle damage assessment system based on the image information, so that the vehicle damage assessment system can use the image information of the damaged components Carry out damage assessment on the vehicle involv...

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Abstract

The invention discloses a vehicle loss assessment claim settlement method based on mobile network communication. The method includes following processes: a mobile terminal acquires image information of a damaged part of an accident vehicle, and sends a vehicle loss assessment request to a vehicle loss assessment system based on the image information so that the vehicle loss assessment system assess the loss of the accident vehicle based on the image information of the damaged part; and when loss assessment information and loss assessment amount returned by the vehicle loss assessment system are received, the loss assessment information and the loss assessment amount are displayed based on vehicle information of the accident vehicle so that a user can send a vehicle insurance claim settlement request to an insurance claim settlement terminal based on the loss assessment information and the loss assessment amount. The invention also provides a vehicle loss assessment claim settlement apparatus based on mobile network communication. According to the method and apparatus, the technical problem that traffic jam is caused due to the lack of professional background or low efficiency of the conventional loss assessment method is solved.

Description

technical field [0001] The invention relates to the technical field of vehicle loss assessment, in particular to a method and device for vehicle assessment and claim settlement based on mobile network communication. Background technique [0002] After the traffic accident, the two sides of the collision mainly adopt negotiation to solve the problem, or if the consensus cannot be reached, the insurance company should come to the scene to determine the damage of the accident vehicle, and then request the insurance company for compensation according to the result of the damage determination. However, the existing There are disadvantages in the method of vehicle damage assessment: the method of damage assessment through negotiation between the two parties can be quickly resolved, but the two parties do not have a professional background in the cost of vehicle damage repair, and the negotiation often brings property loss to one party; when the insurance company determines the dama...

Claims

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Application Information

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IPC IPC(8): H04N7/18H04L29/08G06Q40/08
CPCH04N7/183G06Q40/08H04L67/12
Inventor 张锐
Owner SHENZHEN LONGRISE SCI & TECH
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