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Order automatic decomposition and multi-mode payment method and payment terminal

An automatic decomposition and payment terminal technology, applied in the method and payment terminal, automatic order decomposition and multi-way payment field, can solve the problems of poor shopping experience and insufficient humanized payment methods, so as to improve payment efficiency, improve payment success rate, Ensure successful completion of the effect

Pending Publication Date: 2017-06-13
FUJIAN QIANGMIN INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] The above two scenarios are very common and common in people's daily shopping activities. They are an unfriendly payment method and the shopping experience is not good.

Method used

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  • Order automatic decomposition and multi-mode payment method and payment terminal
  • Order automatic decomposition and multi-mode payment method and payment terminal
  • Order automatic decomposition and multi-mode payment method and payment terminal

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Embodiment Construction

[0042] The accompanying drawings that need to be used in the description of the specific implementation or the prior art will be briefly introduced below. Obviously, the described embodiments are part of the embodiments of the present invention, and the accompanying drawings are some implementations of the present invention. For Those of ordinary skill in the art can also obtain other forms of drawings based on these drawings without making creative efforts.

[0043] Such as figure 2 As shown, a method for automatically decomposing an order and multi-methods of payment, to achieve multiple payment media or multiple payment methods by automatically decomposing an order into multiple sub-orders, includes the following steps:

[0044] S1. Orders to be paid;

[0045] S2. The payment fails due to the insufficient amount of the user;

[0046] S3. The user confirms that the order is automatically decomposed;

[0047] S4. Regenerate several payment sub-orders;

[0048] S5. Paymen...

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Abstract

The invention relates to the field of electronic payment, and provides an order automatic decomposition and multi-mode payment method and a payment terminal applying the method. The payment terminal comprises a touch display screen, a center processing device, a power device, a standby emergency battery device, a commodity scanning device, a gravity sensing device, a bill scanning device, a voice playing device, a POS paying device and a bill printing device. The method is a method for realizing multiple payment mediums or multiple payment modes by automatically decomposing an order into a plurality of sub-orders, and comprises the following steps: S1, a to-be-paid order is received; 2, payment is failed due to insufficient fund of a user; S3, the user confirms automatic decomposition of the order; S4, a plurality of payment sub-orders are re-generated; S5, payment sub-orders are confirmed and paid; and S6, all payments are completed to finish transaction. The payment method and the payment terminal are especially suitable for the situation that a user carries scattered total amount of payment mediums, so that smooth transaction payment can be ensured, and the payment efficiency can be improved; and by combining with random payment switching of multiple payment mediums or multiple payment modes, unnecessary payment process is reduced, and application is facilitated. The payment method and the payment terminal are a reforming tendency in the field of electronic payment, and have a wide commercial prospect.

Description

technical field [0001] The invention relates to the field of electronic payment, in particular to a method for automatic order decomposition and multi-mode payment and a payment terminal. Background technique [0002] With the continuous development and innovation of science and technology and Internet technology, people have gradually changed the original business method of shopping and paying with cash in the past. Various payment media and payment methods have been introduced continuously. Combining with Internet technology, the convenience of shopping has been greatly improved. . [0003] However, these colorful electronic payment methods also have many inconveniences. The following scenarios are very common, but the current payment methods are not yet possible: [0004] Scenario 1: After purchasing multiple products, it is found that the balance of each payment account of the payment medium (such as UnionPay card, Alipay, WeChat, etc.) held by the payment medium (such ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q20/20G06Q20/22
CPCG06Q20/102G06Q20/204G06Q20/227
Inventor 沈杜海林丽腾
Owner FUJIAN QIANGMIN INFORMATION TECH CO LTD
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