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Business processing method and device for financial transaction equipment

A technology for financial transactions and business processing, applied in finance, data processing applications, processing coins or valuable banknotes, etc. There are more and more problems, so as to achieve the effect of balancing the deposit and withdrawal amount, improving the utilization rate and practicability

Active Publication Date: 2019-10-11
SHENZHEN YIHUA COMP +2
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] In the past, once people involved money transactions, they could only choose to go to major bank branches or Automated Teller Machines (Automated Teller Machine, ATM). However, with the rapid development of online finance and mobile Internet, WeChat, Alipay and other The advantage of mobile convenience has been more and more widely used. At the same time, the daily utilization rate of bank withdrawal equipment ATM machines is also decreasing. Specifically, fewer and fewer people withdraw money, and more and more people deposit money. , leading to an imbalance in the amount of deposits and withdrawals
[0003] However, since WeChat, Alipay or ATMs have a daily maximum transaction limit, such as 5,000 or 10,000, once the maximum limit is used up, money transactions can no longer be carried out. When people need a large amount of transactions, they can only be used during business hours. Go to the manual window of the bank branch, which causes great inconvenience to customers who are far away or have insufficient daytime time

Method used

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  • Business processing method and device for financial transaction equipment

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Embodiment 1

[0042] Please refer to the attached figure 1 , which is a schematic flowchart of a business processing method of a financial transaction device provided in Embodiment 1 of the present invention, the method is applicable to the scenario of business processing through an ATM, and the method can be executed by a business processing device of a financial transaction device, the device It can be implemented by software and / or hardware, and generally can be integrated into a device for processing financial transactions. The method specifically includes the following steps:

[0043] S110. Obtain environmental factor information of the financial transaction device.

[0044] It should be noted that the environmental factor information includes geographic location information and / or time information, and the geographic location information can be obtained from the switchboard server through the GPS positioning of the financial device or through a wired or wireless network; the time Th...

Embodiment 2

[0059] Please refer to the attached figure 2 , is a schematic structural diagram of a business processing device of a financial transaction device provided in Embodiment 2 of the present invention, and the device specifically includes the following modules:

[0060] An information acquisition module 21, configured to acquire environmental factor information of financial transaction equipment;

[0061] A business adjustment module 22, configured to adjust the business processing parameters of the financial transaction device according to the environmental factor information.

[0062] In this embodiment, the environmental factor information of the financial transaction device is obtained; and the service processing parameters of the financial transaction device are adjusted according to the environmental factor information. Based on the above method and device, the adjustment of the business processing parameters of the financial transaction equipment can be realized according...

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Abstract

The invention discloses a business processing method and a business processing device for financial transaction equipment. The method includes: acquiring environmental factor information of the financial transaction equipment; adjusting business processing parameters of the financial transaction equipment according to the environmental factor information. On the basis of the method and the device, adjustment of the business processing parameters of the financial transaction equipment can be realized according to the environmental factor information of the financial transaction equipment, businesses high in time flexibility are provided for clients to guarantee that the clients can handle financial transaction businesses in idle time, depositing and withdrawing quantity balance of the financial transaction equipment is realized, clearing frequency is decreased for equipment managers of banks, the utilization rate of the financial transaction equipment is increased, and practicality of the financial transaction equipment is improved.

Description

technical field [0001] Embodiments of the present invention relate to the field of bank ATM withdrawals, in particular to a business processing method and device for financial transaction equipment. Background technique [0002] In the past, once people involved money transactions, they could only choose to go to major bank branches or Automated Teller Machines (Automated Teller Machine, ATM). However, with the rapid development of online finance and mobile Internet, WeChat, Alipay and other The advantage of mobile convenience has been more and more widely used. At the same time, the daily utilization rate of bank withdrawal equipment ATM machines is also decreasing. Specifically, fewer and fewer people withdraw money, and more and more people deposit money. , leading to an imbalance in the amount of deposits and withdrawals. [0003] However, since WeChat, Alipay or ATMs have a daily maximum transaction limit, such as 5,000 or 10,000, once the maximum limit is used up, mon...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F19/00G06Q40/02
Inventor 郭净植
Owner SHENZHEN YIHUA COMP