Method and system for realizing transaction risk control by means of network packet capture data

A risk control and data package technology, applied in data processing applications, finance, instruments, etc., can solve the problems of increasing original system resource consumption, lack of behavioral data, and increasing performance costs, so as to quickly respond to location risk behaviors and be easy to master , the effect of efficient use of resources

Pending Publication Date: 2017-08-18
国科天旦(上海)数字信息技术发展有限公司
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Problems solved by technology

Although such a model can realize real-time separate control of transactions, there are still huge risks or technical defects, mainly as follows: (1) To transform the business in the existing business system, it is necessary to keep the original framework unchanged and to increase The cost of new functions is high; (2) The application of risk control in the business system will increase the resource consumpt

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  • Method and system for realizing transaction risk control by means of network packet capture data
  • Method and system for realizing transaction risk control by means of network packet capture data

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Embodiment Construction

[0038] According to the operation method of this system, the specific implementation is as follows:

[0039] Due to lack of discipline awareness, a counter staff of a bank operated an illegal operation involving the transfer of funds between the employee's own account and the institution's internal account. The data of this transaction is generated in the counter system, and the data is also generated in the mirror. The system will do the following:

[0040] (1) The data engine module of this system will grab the mirrored data packet of the counter system, decode the data packet according to the protocol of the counter system and generate readable business data.

[0041] (2) For the counter system, extract key transaction fields, including: account number, transaction area code, institution number, transaction type, transaction verification code, transaction amount, etc. to form transaction data, and transmit the transaction data through the network data interface Give the data fil...

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Abstract

The invention relates to the technical field of financial data monitoring. The invention aims to provide a method and system for realizing the transaction risk control by means of the network packet capture data, which can timely detect the risk of a business system, process the risk immediately, realize the real-time control of the business transaction risk, facilitate the rule increasing and adjustment, and can rapidly respond to the position risk behavior, and moreover, the existing business system is not needed to be reconstructed, and the data is integral and real in process. The method for realizing the transaction risk control by means of the network packet capture data realizes the effective risk control of the business by mirroring the flow data from the business system in real time. The system at least includes a data engine module, a data filtering module, a channel distribution module, a risk control module, a batch processing module, a risk alarm module, and a visual query module.

Description

Technical field [0001] The present invention relates to the technical field of financial data monitoring, and in particular to a method and system for realizing transaction risk control by using network packet capture data. Background technique [0002] In recent years, with the deepening of my country's financial industry reform, risk control is increasingly becoming a research focus of risk management. Media reports on the loss of various financial companies, especially commercial banks, have increased, and operational risks have received unprecedented attention. The increasing number of financial transaction fraud cases is a threat to the financial security, social reputation, and even normal operations of financial companies. [0003] However, the measurement and management of risk control is progressing slowly due to the lack of loss data. [0004] At present, the risk control model adopted by most financial companies is to store daily transaction data in a database, and after...

Claims

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Application Information

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IPC IPC(8): G06Q40/04G06Q40/08
CPCG06Q40/04G06Q40/08
Inventor 金盾王佳技顾逢时吴文云周育樑
Owner 国科天旦(上海)数字信息技术发展有限公司
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