Fraud-preventing system based on in-vivo characteristic and control method thereof

Abstract

The invention provides a fraud-preventing system based on an in-vivo characteristic and a control method thereof, wherein the system and the control method are used for performing fraud-preventing verification on identity information of an applicant based on the in-vivo characteristic. The control method comprises the following steps of a, acquiring in-vivo characteristic information which is applied by the applicant, wherein the in-vivo characteristic information comprises at least one pipe of non-static physical information; b, identifying the in-vivo characteristic information, and acquiring an in-vivo characteristic index; and c, at least based on the in-vivo characteristic index, determining whether a fraud risk exists in the identity information. According to the fraud-preventing system, the picture or video of the application is acquired online through a camera of an applicant terminal device, thereby obtaining a series of preset expressions and motions, and obtaining the identity information of the applicant based on the expression and the motion, thereby obtaining the fraud index of the applicant. The fraud-preventing system and the control method thereof have advantages of strong function, high practicability, high safety and high stability in acquiring the in-vivo characteristic, and high commercial value.

Description

technical field [0001] The invention belongs to the field of network security, and in particular relates to a fraud prevention system and control method based on living body characteristics. Background technique [0002] With the progress of the times and the continuous development of science and technology, people have developed from offline shopping to online shopping, from depositing and withdrawing cash in banks to mobile banking. The Internet is changing our lives and leading us to a faster and simpler life. model. [0003] However, while the Internet brings us benefits, there are also great risks. Some lawbreakers seek benefits through Internet fraud, which brings worries to people's lives. This is mainly manifested in the fact that during the offline payment process, criminals obtain the information of the magnetic stripe card by cloning the magnetic stripe card, and steal the password to form a fraudulent swiping of the magnetic stripe card; , Criminals obtain user...

AI Technical Summary

Problems solved by technology

Such a technical solution can only solve those solutions that have already stored face data in the database of the payment system, but cannot solve the situation where face data has not been merged into a large database

[0006] At the same time, in practical applications, there is often a process of automatically acquiring the facial features of the interactors. However, due to the frequent fraudulent behaviors, the current anti-fraud system can no longer meet people's needs. Specifically, the current lack of An anti-fraud system and control method based on living body features

Images