Method and device for realizing loan financing,
An implementation method and loan technology, applied in the field of information processing, can solve the problems of high risk, poor practicability and high loan cost, and achieve the effect of high risk
- Summary
- Abstract
- Description
- Claims
- Application Information
AI Technical Summary
Problems solved by technology
Method used
Image
Examples
Example Embodiment
[0052] Example 1:
[0053] A realization method of loan financing, applied to third-party platforms, refer to figure 1 , the method includes:
[0054] S102. Establish a cooperative relationship with a bank, wherein the cooperative relationship is used to enable the bank to provide loan financing services;
[0055] In the embodiment of the present invention, the third-party platform is a work-group settlement platform, and a cooperative relationship with the bank is first established, and the cooperative relationship enables the bank to provide loan financing services.
[0056] Specifically, the bank may be the Agricultural Bank of China, Ping An Bank, Chengdu Bank, etc., and may also be other banks, and the embodiment of the present invention does not impose specific restrictions on the bank.
[0057] S104. Receive the basic information and loan demand sent by the user, and send the basic information and loan demand to the target bank, so that the target bank can evaluate th...
Example Embodiment
[0096] Embodiment 2:
[0097] A device for realizing loan financing, applied to a third-party platform, refer to Figure 5 , the device includes:
[0098]establishing a module 11 for establishing a cooperative relationship with a bank, wherein the cooperative relationship is used to enable the bank to provide loan financing services;
[0099] The first receiving module 12 is used to receive the basic information and loan demand sent by the user, and send the basic information and loan demand to the target bank, so that the target bank can evaluate the loan demand according to the basic information and its own risk control mode, and obtain: The evaluation result, in which the basic information is used for risk control evaluation, and the target bank is the bank corresponding to the loan demand;
[0100] The second receiving module 13 is configured to receive the target loan sent by the target bank through the user's work group card when the evaluation result is the result of ...
PUM
Abstract
Description
Claims
Application Information
- R&D Engineer
- R&D Manager
- IP Professional
- Industry Leading Data Capabilities
- Powerful AI technology
- Patent DNA Extraction
Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.
© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap