Block chain token payment method based on credible two-dimension code

A two-dimensional code and blockchain technology, applied in the field of blockchain token payment based on trusted two-dimensional codes, can solve problems such as server crashes, time delays, and hacker theft

Inactive Publication Date: 2018-05-29
HANGZHOU YUNXIANG NETWORK TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The private key of the online wallet is stored online, facing security issues such as server crashes and hackers stealing. Compared with offline wallets, the convenience will be greatly reduced, and it is difficult to meet the needs of mobile payment.
[0005] Although mobile payment is convenient and popular at present, it can o

Method used

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  • Block chain token payment method based on credible two-dimension code
  • Block chain token payment method based on credible two-dimension code
  • Block chain token payment method based on credible two-dimension code

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Embodiment Construction

[0073] In order to describe the present invention more specifically, the technical solutions of the present invention will be described in detail below in conjunction with the accompanying drawings and specific embodiments.

[0074] Such as figure 1 As shown, the client wallet is divided into offline wallet and online wallet. The offline wallet is the user's private blockchain token wallet, which stores the user's wallet public key (address), private key and other information, and is protected by the user's offline payment password. The server cannot know the user's private key information, so the confidentiality and security are higher than the online wallet, but a certain handling fee needs to be paid when using the offline wallet, and there will be a certain delay due to the blockchain transaction verification time. The online wallet is part of the tokens that the user temporarily puts in the server wallet, which is managed by the server and used by the user through the onl...

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Abstract

The invention discloses a block chain token payment method based on a credible two-dimensional code. According to the method, by means of the block chain, namely, the service technology, and the manner of combining an online wallet and an offline wallet, and the payment efficiency is improved while the safety is guaranteed; and meanwhile, the encrypted two-dimensional code is used for carrying outthe Bitcoin payment, and the convenience of the two-dimensional code is greatly improved compared with the traditional Bitcoin payment process of inputting a long password, meanwhile, the security ofthe transaction in the payment process is ensured by the encryption algorithm.

Description

technical field [0001] The invention belongs to the technical field of mobile payment and block chain, and in particular relates to a block chain token payment method based on a trusted two-dimensional code. Background technique [0002] With the popularization of mobile payment, people have become more and more accustomed to using mobile phones instead of wallets to implement paperless transactions. At present, there are mainly two forms of payment: the first one is that when users need to make payment or transfer, they only need to scan the QR code of the merchant account through WeChat, Alipay and other apps, enter the payment amount, and verify it, then the money can be transferred transferred to the merchant's account. If the user's balance on a certain platform is insufficient, he can transfer or pay through other platforms such as banks, and transfers between bank cards and platforms may require payment of a certain fee. The second method is that the user finds his ...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/40G06Q20/06
CPCG06Q20/3276G06Q20/065G06Q20/3274G06Q20/4014G06Q20/40145
Inventor 黄步添邓旭桂晓琬王从礼钱诚王备
Owner HANGZHOU YUNXIANG NETWORK TECH
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