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Recharging method, device and system of electronic wallet

A technology of electronic wallet and recharging method, which is applied in the field of communication, can solve problems such as the inability to realize automatic loading and inconvenient use for users, and achieve the effect of improving convenience and saving storage space

Active Publication Date: 2022-03-29
HUAWEI TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] However, the existing technology requires that the POS machine must be connected to the Internet in real time
When the POS machine (such as the credit card machine on the bus) enters the area without network, when the user conducts offline consumption, it will not be able to realize automatic loading, which will cause inconvenience to the user

Method used

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  • Recharging method, device and system of electronic wallet
  • Recharging method, device and system of electronic wallet
  • Recharging method, device and system of electronic wallet

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Experimental program
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Embodiment Construction

[0100] figure 1 It is a schematic diagram of the architecture of the electronic wallet recharging system provided by the embodiment of the present invention. Such as figure 1 As shown, the system architecture provided by this embodiment includes a mobile payment server, a consumer acquiring server, an online self-service machine, a consumer acquiring machine, and an offline electronic wallet device. Specifically, the mobile payment server and the consumption acquiring server can communicate through a network, and the online self-service machine and the consumption acquiring machine can communicate with the consumption acquiring server through a network. Online self-service kiosks and consumption acquirers can read data from offline e-wallets, or write data into offline e-wallets.

[0101] Wherein, the mobile payment server is responsible for managing the online electronic wallet and the offline electronic wallet, and processing online and offline transactions.

[0102]The c...

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PUM

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Abstract

Embodiments of the present invention provide a method, device and system for recharging an electronic wallet. The method includes: when the offline electronic wallet is used for consumption on the consumption acquirer, the consumption acquirer judges whether the balance of the offline electronic wallet is lower than a preset amount; if so, the consumption acquirer determines whether the offline electronic wallet If not, recharge the offline electronic wallet according to the pre-configured recharge amount; wherein, the offline electronic wallet whose deposit amount in the deposit account is zero is stored in the deposit blacklist. The identification of the wallet; when the deposit amount in the deposit account is not zero, the recharge amount is equal to the deposit amount. This embodiment can automatically recharge the offline electronic wallet in an offline state, which improves the convenience of recharging.

Description

technical field [0001] The invention relates to the field of communication technology, in particular to a method, device and system for recharging an electronic wallet. Background technique [0002] An offline electronic wallet is a contact or non-contact electronic device that replaces a physical wallet, and the balance information of electronic money is recorded in the device, such as a bus integrated circuit (Integrated Circuit, IC) card. When using an offline electronic wallet for consumption, the point of sale (Point Of Sale, POS) machine does not need to be connected to the background system, and the POS machine can directly deduct the amount stored in the offline electronic wallet. Compared with online e-wallets, through offline e-wallets, users' consumption is not limited by the network and back-end systems. [0003] However, the amount of electronic currency in the offline electronic wallet is generally small, and it needs to be recharged through the "loading" oper...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/10G06Q20/34
CPCG06Q20/105G06Q20/349
Inventor 汪泳陈怀友
Owner HUAWEI TECH CO LTD