1+1+N internet bank application architecture and commercial mode application thereof

An application architecture and Internet technology, applied in the 1+1+N Internet banking application architecture and its business model application field, can solve problems of high difficulty and achieve the effect of improving openness

Pending Publication Date: 2018-08-21
孙中东
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The IT system architecture of traditional banks is relatively closed, and it is very difficult to transform it into an open system facing the Internet

Method used

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  • 1+1+N internet bank application architecture and commercial mode application thereof
  • 1+1+N internet bank application architecture and commercial mode application thereof
  • 1+1+N internet bank application architecture and commercial mode application thereof

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Embodiment Construction

[0051] The technical solution of the present invention will be further described in detail below in conjunction with the accompanying drawings, but the protection scope of the present invention is not limited to the following description. All features disclosed in this specification, or steps in all methods or processes implicitly disclosed, can be combined in any way, except for mutually exclusive features and / or steps.

[0052] Any feature disclosed in this specification (including any appended claims, abstract and drawings), unless expressly stated otherwise, may be replaced by alternative features which are equivalent or serve a similar purpose. That is, unless expressly stated otherwise, each feature is one example only of a series of equivalent or similar features.

[0053] Specific embodiments of the present invention will be described in detail below, and it should be noted that the embodiments described here are only for illustration, not for limiting the present inve...

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Abstract

The invention discloses a 1+1+N internet bank IT application architecture and a commercial mode application thereof. Financial services of conventional banks are fully fused with financial services ofinternet banks; a "1+1+N" smart bank construction theory is formed; a smart bank IT application architecture adaptive to an internet era is researched and developed; based on this, the application architecture is applied to bank financial service upgrading and bank business development mode innovation, so that the conventional banks can be assisted to adapt to a development trend of the internetera and can be enabled to have internet business development capabilities quickly, cheaply and efficiently; and meanwhile, a secure and high-openness bank IT architecture platform is provided for theinternet banks, so that better financial service experience is provided for users.

Description

technical field [0001] The present invention relates to the technical field of bank information, and more specifically, relates to a 1+1+N Internet bank application framework and its business model application. Background technique [0002] Banks are seeking to transform to the development of Internet finance, with Internet channels, Internet accounts, and Internet products as their main business systems. Most banks regard the mobile Internet as an important development strategy, and use mobile banking, direct banking, supply chain finance and other products as Internet business development tools, but these business development models have their obvious shortcomings. For example, the emergence of mobile banking has brought the banking business into the era of mobile Internet, but the customers of mobile banking come from contracted customers of offline outlets, and it is impossible to acquire customers through the Internet. At the same time, due to the lack of high-frequenc...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q10/10
CPCG06Q40/02G06Q10/101
Inventor 孙中东
Owner 孙中东
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