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Pledge-payment-capacity on-network transaction payment method and system

An online transaction and payment system technology, applied in the payment system, payment system structure, payment circuit, etc., can solve the problems of online transaction payment methods and systems that have not yet been retrieved.

Pending Publication Date: 2018-11-02
赵汕可 +2
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0008] At present, no relevant patent documents related to online transaction payment methods and systems have been retrieved

Method used

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  • Pledge-payment-capacity on-network transaction payment method and system
  • Pledge-payment-capacity on-network transaction payment method and system

Examples

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Embodiment Construction

[0067] see figure 1 , the quality payment online transaction payment system includes: seller member terminal electronic equipment (1), seller member communication equipment (2), seller member terminal quality payment system (3), buyer member terminal electronic equipment (4), Buyer member communication equipment (5), quality payment system for buyer members (6), quality payment platform (7), and quality payment system for quality payment platform (8), which are connected through interconnection networks such as the Internet .

[0068] The member terminal electronic device (1 / 4) is installed with a member terminal quality payment system (3 / 6), and the member terminal quality payment system (3 / 6) includes: a member management module (31 / 61) for Member real-name registration and authentication, activation of membership permissions, maintenance and verification of member identification information; quality payment management module (32 / 62), used to open quality payment accounts, ...

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Abstract

The invention discloses a pledge-payment-capacity on-network transaction payment method and system. The method includes the steps of pledge-payment-capacity preparation, pledge-payment-capacity prompting, pledge-payment-capacity execution and conditional paid-money expiration redemption. The system includes seller member end electronic-equipment, seller member communication equipment, a seller member end pledge-payment-capacity system, a buyer member end electronic-equipment, buyer member communication equipment, a buyer member end pledge-payment-capacity system, a pledge-payment-capacity platform and a pledge-payment-capacity platform end pledge-payment-capacity system, which are connected through an internet and other interconnection and intercommunication networks. According to the method and the system, a pledge payment function and a two-way multilateral guarantee function are given to pledge-payment-capacity electronic-coins, the defect of a one-way unilateral guarantee of electronic cash is overcome, paths of stealing the electronic cash and consumption paths of stolen electronic properties are cut off, encashment time of the stolen electronic properties is prolonged, the legality problem of the electronic coins is solved while the on-network transaction security problem and the on-network payment security problem are solved, and a dominant role of electronic money (theelectronic cash) as legal tender under internet economy conditions is also maintained.

Description

technical field [0001] The invention relates to the field of online transaction payment, in particular to an online transaction payment method and system capable of quality payment. Background technique [0002] With the continuous development of the Internet economy, online transaction security and online payment security have increasingly become the focus of attention. [0003] As an online transaction payment tool, electronic money (electronic cash) inherently has the defects of one-way unilateral guarantee and the defect of instant transfer payment. In addition, the crime prevention technology of stealing electronic cash is inherently lagging behind the crime technology of stealing electronic cash. The time when the crime of stealing electronic cash begins is the time when the crime ends, that is, the time when the stolen electronic cash is withdrawn or transferred or consumed; [0004] As an emerging online transaction payment tool, electronic tokens are not only inher...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/06G06Q20/36
CPCG06Q20/065G06Q20/3678G06Q20/02G06Q20/0655G06Q20/102G06Q20/381G06Q20/3825G06Q20/4016G06Q30/0619
Inventor 赵春雨其他发明人请求不公开姓名
Owner 赵汕可
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