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Loan application online face-to-face examination method and terminal equipment

A technology for loans and applicants, applied in the computer field, can solve the problems of low preparation efficiency for face-to-face interview questions, and achieve the effect of improving preparation efficiency

Active Publication Date: 2019-03-15
PING AN TECH (SHENZHEN) CO LTD
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Problems solved by technology

[0003] In view of this, the embodiment of the present invention provides a loan application online face-to-face review method and terminal equipment to solve the problem that the face-to-face review of the loan application is prepared manually and the preparation efficiency of the face-to-face review is low.

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  • Loan application online face-to-face examination method and terminal equipment
  • Loan application online face-to-face examination method and terminal equipment
  • Loan application online face-to-face examination method and terminal equipment

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Embodiment Construction

[0024] In the following description, specific details such as specific system structures and technologies are presented for the purpose of illustration rather than limitation, so as to thoroughly understand the embodiments of the present invention. It will be apparent, however, to one skilled in the art that the invention may be practiced in other embodiments without these specific details. In other instances, detailed descriptions of well-known systems, devices, circuits, and methods are omitted so as not to obscure the description of the present invention with unnecessary detail.

[0025] In order to illustrate the technical solutions of the present invention, specific examples are used below to illustrate.

[0026] figure 1 The implementation flowchart of the loan application online face-to-face examination method provided by the embodiment of the present invention is described in detail as follows:

[0027] In S101, an interview question database is established; the inte...

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Abstract

The invention relates to the technical field of computer, and provides a method and a terminal device for on-line face-to-face examination of loan application. The method comprises the following steps: establishing an interview question database; The face-to-face examination question database comprises a plurality of questions, each question is provided with a corresponding label; Acquiring financial data of an applicant for a loan application and determining financial risks existing in the applicant according to the financial data; Extracting a question associated with the financial risk fromthe interviewing question base according to the financial risk and the label of the question in the interviewing question base, and adding the question associated with the financial risk to a preparatory question base; The questions in the preliminary question library are played, the answers to each question of the applicant are obtained, and the comprehensive risk points of the applicant are evaluated according to the answers to each question. The invention determines the problem of face examination through the correlation between the financial risk and the problem label, replaces the problem list compiled manually, and can improve the preparation efficiency of the face examination problem.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to an online face-to-face examination method for loan application and terminal equipment. Background technique [0002] For loan applications, interviewers usually need to interview the applicant to verify the authenticity of the loan application materials provided by the applicant. At present, there is an online interview system in the industry, but it only transfers the offline interview process to the online one. It still requires interviewers to visit the applicant and analyze the financial statements in the early stage, and compile a list of questions for the applicant, which is time-consuming and labor-intensive. Inefficient preparation of interview questions. Contents of the invention [0003] In view of this, the embodiment of the present invention provides an online face-to-face review method and terminal equipment for loan applications, so as to solve the current prob...

Claims

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Application Information

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IPC IPC(8): G06Q10/06G06Q40/02
CPCG06Q10/0635G06Q40/03
Inventor 陈旷雨陈兆东梅争光
Owner PING AN TECH (SHENZHEN) CO LTD
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