A community investment and financing service system based on a block chain technology and a construction method

Abstract

A community investment and financing service system based on a block chain technology comprises a block chain information system, a data processing center and a demand matching engine; the block chaininformation system comprises a third-party credit organization, a community investor basic information acquisition module, a community financer basic information acquisition module and an investmentdemand block chain acquisition module; A financing demand block chain acquisition module; The data processing center verifies and stores a block chain generated by the block chain information system,integrates a verification result into an investment list block and a financing list block, and records the investment list block and the financing list block into the block chain; The demand matchingengine matches the investment demand of the community investor with the financing demand of the community financer according to the block chain provided by the data processing center to achieve an investment and financing service transaction; A series of problems of difficulty in capital benefit obtaining of community investors, difficulty in normal financing of financers, high financial platformcost and the like are solved.

Description

technical field [0001] The present invention relates to the area chain field, in particular, to a community investment and financing service system and construction method based on block chain technology. Background technique [0002] In recent years, the development of Internet finance has been changing with each passing day. Non-professional investors, who are the majority of the general public, are investing in many types of financial management platforms in addition to bank fixed deposits, purchase of wealth management products, and purchase of stocks and bonds in order to obtain income. . Improper management can easily lead to financial risks. [0003] The reason for financial risk is largely due to the fact that the information mastered by various entities such as investors, financiers, and financial platforms is difficult to interconnect in a short period of time, and the information is distorted and untrue, thus forming islands of information. When investment and f...

AI Technical Summary

Problems solved by technology

[0006] Aiming at the above-mentioned problems existing in the prior art, the purpose of the present invention is to provide a community investment and financing service system based on blockchain technology. The community refers to a physical community rather than a network community, such as a residential community, an industrial park, a small Towns, etc., provide investment and financing services to community investment and financiers of limited scale in a certain area, based on the long-term real familiarity within the community due to geographical and personal relationships, and on the basis of existing financial risk control technologies, The use of blockchain technology makes investment and financing parties and their related information transparent, further improves the matching and trust of investment and financing needs, and solves a series of problems such as difficulty in obtaining funds for community investors, difficulty in normal financing for financiers, and high cost of financial platforms

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