Method for generating information prediction model, electronic equipment and computer readable storage medium

A prediction model and model technology, applied in the computer field, can solve the problems of accuracy relying on personal experience, low efficiency, etc., achieving good self-learning ability, reducing manual input, and good model robustness and scalability.

Pending Publication Date: 2019-06-21
SHANGHAI SHENGPAY E PAYMENT SERVICE CO LTD
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  • Abstract
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AI Technical Summary

Problems solved by technology

[0003] In the method of related reserve fund preparation, the user's historical transaction data is usually predicted manually, the efficiency is low, and the accuracy also depends on personal experience

Method used

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  • Method for generating information prediction model, electronic equipment and computer readable storage medium
  • Method for generating information prediction model, electronic equipment and computer readable storage medium
  • Method for generating information prediction model, electronic equipment and computer readable storage medium

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Embodiment Construction

[0021] The application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain related inventions, rather than to limit the invention. It should also be noted that, for the convenience of description, only the parts related to the related invention are shown in the drawings.

[0022] It should be noted that, in the case of no conflict, the embodiments in the present application and the features in the embodiments can be combined with each other. The present application will be described in detail below with reference to the accompanying drawings and embodiments.

[0023] figure 1 An exemplary system architecture 100 is shown to which embodiments of the method for generating an information prediction model or the information prediction method of the present application can be applied.

[0024] Such as figure 1 As shown, the system ar...

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Abstract

The embodiment of the invention discloses a method for generating an information prediction model, electronic equipment and a computer readable storage medium. The specific embodiment of the method comprises the steps of obtaining a historical transaction data set, and based on the historical transaction data set, executing the following model determination steps: preprocessing transaction data inthe historical transaction data set, and dividing the preprocessed transaction data into a training sample set and a test sample set; based on the training sample set, training a preset number of types of regression models to obtain a preset number of initial prediction models; and selecting one initial prediction model from the preset number of initial prediction models as an information prediction model based on the test sample set and the preset number of regression evaluation indexes. According to the embodiment, a plurality of machine learning methods are adopted to model and evaluate the model, so that the method has relatively high expansibility; And the accuracy is improved through iterative updating, so that the labor cost can be effectively reduced.

Description

technical field [0001] The embodiments of the present application relate to the field of computer technology, and in particular to a method for generating an information prediction model, an electronic device, and a computer-readable storage medium. Background technique [0002] With the development of information technology, Internet e-commerce has been widely popularized. Users can purchase various items through shopping websites and shopping applications, and handle services such as paying electricity, network, water, and telephone bills through business-handling websites or business-handling applications, which greatly improves the user experience. convenience. When users shop online or handle consumer services, they usually pay fees through electronic accounts. Therefore, the relevant electronic account platform needs to prepare a certain reserve fund to meet the needs of users. [0003] In the method of related reserve preparation, the user's historical transaction ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/02
Inventor 何莹高艳芳张旻姜磊
Owner SHANGHAI SHENGPAY E PAYMENT SERVICE CO LTD
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