Bank service monitoring method and device

A banking and business technology, applied in the field of data processing, can solve problems such as lack of persuasiveness and inaccurate judgment methods, and achieve the effect of increasing accuracy and persuasiveness

Pending Publication Date: 2019-08-06
CHINA UNIONPAY
View PDF8 Cites 6 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, with the complexity of business scenarios and business attributes, these judgment methods are not precise enough and lack sufficient convincing

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Bank service monitoring method and device
  • Bank service monitoring method and device
  • Bank service monitoring method and device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0054]In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings. Obviously, the described embodiments are only some embodiments of the present invention, rather than all embodiments . Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0055] The embodiment of the present invention provides a monitoring method for banking business, such as figure 1 As shown, the monitoring method of banking business provided by the embodiment of the present invention includes the following steps:

[0056] Step 101 , according to the transaction data of the monitored service, determine the service label of the monitored service and the values ​​of multiple service attributes of the monitor...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The embodiment of the invention relates to the technical field of data processing, in particular to a bank service monitoring method and device, which are used for comprehensively considering multi-dimensional attributes of services and improving the monitoring accuracy and persuasion. The method provided by the embodiment of the invention comprises the following steps: determining a service labelof a monitored service and values of a plurality of service attributes of the monitored service according to transaction data of the monitored service; aiming at any service attribute in the plurality of service attributes of the monitored service, taking the service attribute as a pixel point, and generating a service portrait of the monitored service, wherein the value of one pixel point of theservice portrait is equal to the value of the corresponding service attribute; inputting the service portrait of the monitored service into the convolutional neural network model to obtain probability distribution of the monitored service belonging to different service types, wherein the convolutional neural network model is obtained through training according to historical transaction data; andcomparing the service type with the maximum probability with the service label of the monitored service, and judging the monitored service.

Description

technical field [0001] The invention relates to the technical field of data processing, in particular to a method and device for monitoring banking business. Background technique [0002] With the continuous development of the payment industry and the continuous innovation of payment technology, existing payment products have been used offline for credit card / transfer through POS (point of sale), deposit / cash withdrawal through ATM (Automatic Teller Machine, Automatic Teller Machine) And other traditional businesses, such as mobile payment business expansion through NFC (near field communication, near field communication) or two-dimensional code technology for mobile phones, its business scenarios and business attributes are also enriched, showing personalized and multi-dimensional characteristics. [0003] At present, when monitoring business products, the attribute dimension based on is relatively single. For example, the quality of the transaction is determined by monito...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06N20/00
CPCG06Q40/02G06N20/00
Inventor 马平清朱伟钱烨胡建亚
Owner CHINA UNIONPAY
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap