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Account transfer processing method, device and equipment, and storage medium

A processing method and processor technology, applied in the information field, can solve problems such as no confirmation mechanism, error-prone transfer, and easy to receive complaints from employees, so as to improve the success rate, reduce the cost of communication feedback and error troubleshooting.

Pending Publication Date: 2020-03-24
SUZHOU DAJIAYING INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In the existing technology, the transfer usually needs to be processed manually at the bank counter. The transfer process is cumbersome, and the transfer is prone to errors. It is necessary to manually confirm the personnel information and amount of the transfer. Once a mistake is made, the wrong money will be sent. Moreover, when transferring to the bank counter , there is no confirmation mechanism after the transfer, if the transfer fails, it is easy to receive complaints from employees

Method used

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  • Account transfer processing method, device and equipment, and storage medium
  • Account transfer processing method, device and equipment, and storage medium
  • Account transfer processing method, device and equipment, and storage medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0025] figure 1 It is a flow chart of a transfer processing method in Embodiment 1 of the present invention. This embodiment is applicable to automatic transfer to the payee and re-transfer after the transfer fails. This method can be executed by the transfer processing device. The device can be implemented by hardware and / or software, and generally can be integrated into a device providing money transfer services, such as a server. like figure 1 As shown, the method includes:

[0026] Step 110, perform an operation of transferring money to the payee according to the transfer information of the payee.

[0027] In this embodiment, the transfer information includes: transfer identification information and transfer amount, and the transfer identification information includes: identification information and transfer account information; wherein, the identification information includes the payee's name, and may also include the payee's gender, Information such as mobile phone nu...

Embodiment 2

[0058] figure 2 It is a flowchart of a transfer processing method in Embodiment 2 of the present invention. The embodiments of the present invention may be combined with various optional solutions in the foregoing embodiments. like figure 2 As shown, the method includes:

[0059] Step 210, perform the transfer operation to the designated payee in the queue to be transferred, and provide the transfer reminder information to the designated payee according to the set information push method.

[0060] Optionally, the financial transaction platform can be called to transfer money to the designated payee, and the corresponding transfer reminder information will be generated immediately after the transfer, and the transfer reminder information will be provided to the designated payee in the form of SMS or voice call. Or send it to the pre-bound application program of the designated payee in the form of text message or voice.

[0061] Since this embodiment will monitor the progr...

Embodiment 3

[0076] image 3 It is a schematic structural diagram of a transfer processing device in Embodiment 3 of the present invention. The device can be implemented in the form of software and / or hardware, and generally can be integrated into a device providing transfer services, such as a server. like image 3As shown, the transfer processing device includes: a transfer module 310, a verification module 320 and a retransfer module 330;

[0077] The transfer module 310 is used to execute the operation of transferring money to the payee according to the transfer information of the payee. The transfer information includes: transfer identification information and transfer amount, and the transfer identification information includes: identification information and transfer account information;

[0078] The verification module 320 is used to verify the correctness of the transfer identification information if it is determined that the transfer to the payee fails;

[0079] The re-transfe...

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PUM

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Abstract

The embodiment of the invention discloses an account transfer processing method, device and equipment and a storage medium. The method comprises steps that according to account transfer information ofa payee, account transfer operation to the payee is carried out, the account transfer information comprises account transfer identification information and an account transfer amount, and the accounttransfer identification information comprises identity identification information and account transfer account information; if it is determined that account transfer to the payee fails, correctness verification is performed on the account transfer identification information; and if it is determined that the verification result is that the information is wrong, new transfer identification information is obtained from the payee again, and according to the new transfer identification information, an operation of transferring accounts to the payee is re-executed. According to the technical scheme of the embodiment of the invention, the situation of account transfer failure is automatically monitored and processed, the success rate of account transfer is improved, and the communication feedback cost and the error checking cost of account transfer failure are reduced.

Description

technical field [0001] The embodiment of the present invention relates to the field of information technology, in particular to a transfer processing method, device, equipment and storage medium. Background technique [0002] With the development of e-commerce, a large number of transfer operations are often involved in enterprise fund settlement. For example, an enterprise conducts salary settlement with many employees on a weekly or monthly basis. At present, when companies pay employees, they always go to the bank counter to transfer money to employees. [0003] In the existing technology, the transfer usually needs to be processed manually at the bank counter. The transfer process is cumbersome, and the transfer is prone to errors. It is necessary to manually confirm the personnel information and amount of the transfer. Once a mistake is made, the wrong money will be sent. Moreover, when transferring to the bank counter , There is no confirmation mechanism after the tra...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q20/40
CPCG06Q20/10G06Q20/4014
Inventor 曹井荣
Owner SUZHOU DAJIAYING INFORMATION TECH CO LTD